Schenectady County and Schenectady City property record for 2079 Plum St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,738 sqft · built 1920 |
| Lot Size | 0.142 acres (6,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,000 (Sep 2018) |
| Tax Bill | $6,460 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.23-3-12 |
| Primary APN | 421500 50.23-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 814 sqft |
| 2nd Floor Area | 660 sqft |
| Upper Floors Area | 264 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,192 sqft (0.142 acres) |
| Lot Dimensions | 172 ft deep x 36 ft wide |
| Porch | Patio |
| Porch Area | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2079 PLUM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND 5O PARTS OF 2 WOOD |
| Legal Subdivision | LOTS BELONGING TO WILLIAM BISGROVE |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2079 PLUM ST, SCHENECTADY, NY 12309-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Sep 24, 2018 | Warranty Deed, Transfer AMP ABSTRACT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2002 · Amount on Record |
| Deed Document Number | 201842331 |
| Deed Book / Page | 1996 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 11, 2021 |
| Property Address | 2079 PLUM ST, SCHENECTADY, NY 12309-5818 |
| Document Number | 0000027507 |
| Book / Page | 2060 / 595 |
| Map Reference | CAB D MAP 340 |
| Instrument Date | May 14, 2021 |
| Instrument | 202127507 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2079 PLUM ST, 2079, SCHENECTADY, NY 12309-5818 |
| Name | Verified Name |
|---|---|
| Address | 1738 LENOX RD, SCHENECTADY, NY 12308-2033 |
| Document Number | 0000027508 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 202127508 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2079 PLUM ST, SCHENECTADY, NY 12309-5818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019409 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 5001/869 |
| Instrument | 202019409 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2079 PLUM ST, SCHENECTADY, NY 12309-5818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019408 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 5001/855 |
| Instrument | 202019408 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2018 |
| Property Address | 2079 PLUM ST, SCHENECTADY, NY 12309-5818 |
| Document Number | 0000042331 |
| Book / Page | 1996 / 383 |
| Map Reference | CAB D MAP 340 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 201842331 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMP ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $388.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2079 PLUM ST, 2079, SCHENECTADY, NY 12309-5818 |
| Name | Verified Name |
|---|---|
| Address | 300 MAPLE AVE APT 9, 9, BALLSTON SPA, NY 12020-1086 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,460.00 (+1.94%) | ||
| 2025 | $6,337.00 (+4.28%) | $129,200 (-) Land $19,400 Building $109,800 | $213,943 (+30.82%) Land $32,125 Building $181,818 |
| 2023 | $129,200 (-) Land $19,400 Building $109,800 | $163,544 (+3.8%) Land $24,557 Building $138,987 | |
| 2022 | $129,200 Land $19,400 Building $109,800 | $157,561 Land $23,659 Building $133,902 | |
| 2021 | $6,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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