2079 Cox Ferry Rd, Flora, MS 39071 Property Records

Madison County property record for 2079 Cox Ferry Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,525 sqft · built 1999
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052E-21-002/02`

Property Details

APN / Parcel Number

Primary APN	`052E-21-002/02`
Alternative APNs	`052E-21-002/02.00` `1620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,525 sqft Adjusted Area
1st Floor Area	2,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Pool Area	640 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1620
Old Parcel Number	052E-21 -002/02.00
Street Address	2079 COX FERRY RD
City	FLORA
State	MS
Zip	39071-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	2.8 ACC IN SW1/4 SW1/4
Legal Range	02W
Legal Township	08N
Legal Section	21
Legal Subdivision	LAKELAND ESTATES PT 03
Legal Lot Number	91
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1015
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 PEMBROKE CIR, MADISON, MS 39110-7903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 17, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024
Deed Sale	Jan 26, 2024
Deed Document Number	0000440516
Deed Book / Page	3946 / 3
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	910815
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	2079 COX FERRY RD, FLORA, MS 39071-9361
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2079 COX FERRY RD, FLORA, MS 39071-9361

Mortgage

Document Number	004371/443
Date	Sep 19, 2023
Book Page	4371/443
Instrument	989703

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 17, 2020
Property Address	2079 COX FERRY RD, FLORA, MS 39071-9361
Document Number	0000910815
Book / Page	003946 / 000003
Instrument Date	Nov 12, 2020
Instrument	910815
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2079 COX FERRY RD FLORA MS 390719361, FLORA, MS 39071-9361

Mortgage

Document Number	910856
Date	Nov 17, 2020
Book Page	003946/000339
Instrument	910856

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (+75.66%)	$26,708 (+44.84%)	$178,050 (-2.14%) Land $28,000 Building $150,050
2024	$1,409.00
2023	$1,409.00 Homeowner's exemption	$18,440	$181,950 Land $28,000 Building $153,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NETSPEEDMS Fixed Wireless	404 / 231
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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