Caroline County property record for 20789 Dover Bridge Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,039 sqft · built 1960 |
| Lot Size | 128 acres (5,575,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,146 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 04-004639 |
| Primary APN | 04-004639 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,039 sqft Total Area |
| 1st Floor Area | 2,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 5,575,680 sqft (128 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 366 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Poultry House | 9,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 004639 |
|---|---|
| Street Address | 20789 DOVER BRIDGE RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 128 ACRES SW/S RT 331 NW OF BETHLEHEM |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 955500 |
20789 Dover Bridge Rd is owned and occupied by two individuals who acquired it in May 2007.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20789 DOVER BRIDGE RD, PRESTON, MD 21655-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2007 |
| Transfer Doc | 0007640191 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20789 Dover Bridge Rd was $3,146 with exemptions applied, up 4.9% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,146.00 (+4.87%) Homeowner's exemption Disabled Person's exemption | $327,900 (+6.01%) Land $137,300 Building $190,600 | $327,900 (-) Land $137,300 Building $190,600 |
| 2025 | $3,000.00 Homeowner's exemption | $309,300 | $327,900 Land $137,300 Building $190,600 |
| 2023 | $2,807.00 Homeowner's exemption Disabled Person's exemption | $272,100 Land $126,000 Building $146,100 | $272,100 Land $126,000 Building $146,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20789 Dover Bridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20789 Dover Bridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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