Loudoun County property record for 20788 Exchange St, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,648 sqft · built 2014 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $607,128 (Mar 2014) |
| Tax Bill | $8,047 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-10-3992-000 |
| Primary APN | 058-10-3992-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,648 sqft Living Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Patio Home |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 504 sqft |
| Porch | Covered Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20788 EXCHANGE ST |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-6507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH6 |
| Legal Description | ONE LOUDOUN LB B PH.2B BLK B-8 LOT 38 201203090017888 201203090017889P |
| Legal Subdivision | ONE LOUDOUN |
| Legal Phase | 2B |
| Legal Block | B |
| Legal Lot Number | 38 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 611016 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5603 HAWK RIDGE RD, FREDERICK, MD 21704-6915 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Sep 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION |
| Oct 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Apr 18, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Document Number | 201415082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 EXCHANGE ST, ASHBURN, VA 20147-6507 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026758 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 202205030026758 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 EXCHANGE ST, ASHBURN, VA 20147-6507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000096428 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 202109140096428 |
| Name | BETTER MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 EXCHANGE ST, ASHBURN, VA 20147-6507 |
| Document Number | 20201105106571 |
| Instrument Date | Oct 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20788 EXCHANGE ST ASHBURN VA 201476507, ASHBURN, VA 20147-6507 |
| Document Number | 20201105106571 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 106571 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 EXCHANGE ST, ASHBURN, VA 20147-6507 |
| Document Number | 20200420027584 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20788 EXCHANGE ST ASHBURN VA 201476507, ASHBURN, VA 20147-6507 |
| Document Number | 20200420027584 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 27584 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 EXCHANGE ST, ASHBURN, VA 20147-6507 |
| Document Number | 20180209007481 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 20180209007481 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 7481 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 8, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,047.00 (+2.75%) | $999,680 (+2.74%) Land $314,500 Building $685,180 | $999,680 (+2.74%) Land $314,500 Building $685,180 |
| 2025 | $7,832.00 (-1.17%) | $973,010 (+7.42%) Land $314,500 Building $658,510 | $973,010 (+7.42%) Land $314,500 Building $658,510 |
| 2023 | $7,925.00 | $905,790 Land $314,500 Building $591,290 | $905,790 Land $314,500 Building $591,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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