St. Mary's County property record for 20786 Waterside Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,510 sqft · built 1935 |
| Lot Size | 0.518 acres (22,561 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $276,000 (Nov 2001) |
| Tax Bill | $5,464 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-008312 |
| Primary APN | 03-008312 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,510 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 22,561 sqft (0.518 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 008312 |
|---|---|
| Street Address | 20786 WATERSIDE DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-4422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PARCEL 33 BRETON BEACH SUBD |
| Legal Subdivision | BRETON BEACH SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20786 WATERSIDE DR, LEONARDTOWN, MD 20650-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2001 · Amount on File |
| Deed Sale | Nov 15, 2001 · Amount on File |
| Deed Document Number | 20011296 |
| Deed Book / Page | 1713 / 163 |
| Last Transfer Date | Jan 24, 2024 |
| Transfer Doc | 0065170130 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,200 (+3.59%) | $548,800 (+10.78%) Land $343,200 Building $205,600 | |
| 2025 | $5,464.00 (+11.49%) Homeowner's exemption | $495,400 (+6.24%) Land $313,200 Building $182,200 | $495,400 (+0.67%) Land $313,200 Building $182,200 |
| 2023 | $4,901.00 Homeowner's exemption | $466,300 | $492,100 Land $309,900 Building $182,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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