20782 Vesper Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20782 Vesper Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,122 sqft · built 2005
Lot Size0.219 acres (9,540 sqft)
Owner2 Individual Names on File
Last Sale$102,000 (Mar 2007)
Tax Bill$5,130 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-22-156-008

Property Details

APN / Parcel Number

Primary APN20-08-22-156-008
Alternative APN
  • 0822156008

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,122 sqft Living Area
1st Floor Area2,084 sqft
Basement Area2,084 sqft
Unfinished Basement2,084 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleRanch
Construction TypeBrick
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions136 ft deep x 70 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20782 VESPER DR
CityMACOMB
StateMI
Zip48044-6810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKINGHAM VILLAGE SUB #2 LOT 258 LIBER : 158 PGS : 19-28
Legal SubdivisionBUCKINGHAM VILLAGE SUB
Legal Lot Number258
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2022
Census Tract224002

Owner

Source: Macomb County records · APN 20-08-22-156-008

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20782 VESPER DR, MACOMB, MI 48044-6810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENISYS CU
Sep 11, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2007 · Amount on Record
Deed SaleMar 15, 2007 · Amount on Record
Prior SaleMar 06, 2007 · Amount on Record
Deed Document Number20077042024
Deed Book / Page18578 / 647
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20782 VESPER DR, MACOMB, MI 48044-6810
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20782 VESPER DR, MACOMB, MI 48044-6810

Mortgage

Document Number2600007060
DateJan 26, 2026
Book Page30489/257
Instrument202600007060
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20782 VESPER DR, MACOMB, MI 48044-6810
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20782 VESPER DR, MACOMB, MI 48044-6810

Mortgage

Document Number0000108654
DateSep 11, 2020
Book Page26985/367
Instrument2108654
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20782 VESPER DR, MACOMB, MI 48044-6810
Document Number0000025281
Book / Page024581 / 000432
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20782 VESPER DR MACOMB MI 480446810, MACOMB, MI 48044-6810

Mortgage

Document Number0000025281
DateMar 01, 2017
Book Page024581/000432
Instrument25281
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 28, 2027

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$230,200 (+16.2%)$460,400 (+16.2%)
2025$5,130.00 (+13.25%)
2023$198,100$396,200
2022$4,530.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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