2078 Sutton Ln, Lancaster, KY 40444 Property Records

Garrard County property record for 2078 Sutton Ln, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2018
Lot Size	1.49 acres (65,122 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,470 (2025)
Deeds & Mortgages	May 2019 Sale Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-23.04`

Property Details

APN / Parcel Number

Primary APN	`05-23.04`
Alternative APN	`20977`

Interior

Stories	1 Story

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Lot Area	65,122 sqft (1.49 acres)
Garage Type	Attached

Location & Zoning

Account Number	20977
Street Address	2078 SUTTON LN
City	LANCASTER
State	KY
Zip	40444-8277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B PC 3-287 1.495 AC
Legal Subdivision	GARRY LEAGUE DIV
Legal Lot Number	B
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	3
Census Block	3018
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed, Transfer
Sep 6, 2018	Deed, Transfer
Aug 21, 2008	Deed, Transfer
Jul 26, 2005	Deed, Transfer SHEEHAN, BARNETT, HAYS, DEAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 8, 2019
Property Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Document Number	00D298/173
Book / Page	D298 / 173
Map Reference	CAB 3 SL 287
Instrument Date	May 7, 2019
Instrument	148760
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	692 MALLARD CV, HARRODSBURG, KY 40330-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Investor	Possibly a Property Investor

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 6, 2018
Property Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Document Number	00D295/306
Book / Page	D295 / 306
Map Reference	DB 283 PG 486
Instrument Date	Aug 30, 2018
Instrument	139899
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$14.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 WILLIAMS RD, NICHOLASVILLE, KY 40356-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 MALLARD CV, HARRODSBURG, KY 40330-8302
Investor	Possibly a Property Investor

August 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 21, 2008
Property Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Document Number	000250/843
Book / Page	250 / 843
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 26, 2005
Property Address	2078 SUTTON LN, LANCASTER, KY 40444-8277
Document Number	000233/331
Book / Page	233 / 331
Instrument	64919
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SHEEHAN, BARNETT, HAYS, DEAN

Transaction

Amount	Amount Recorded
Tax	$13.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 MOORE LN, HARRODSBURG, KY 40330-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S 4TH ST, DANVILLE, KY 40422-1826

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $30,000 Building $210,000	$240,000 (-) Land $30,000 Building $210,000
2025	$2,470.00 (-0.48%)	$240,000 (-) Land $30,000 Building $210,000	$240,000 (-) Land $30,000 Building $210,000
2024	$2,482.00 (-2.82%)	$240,000 (-) Land $30,000 Building $210,000	$240,000 (-) Land $30,000 Building $210,000
2023	$2,554.00 (+3.4%)	$240,000 (+4.35%) Land $30,000 Building $210,000	$240,000 (+4.35%) Land $30,000 Building $210,000
2022	$2,470.00	$230,000 Land $30,000 Building $200,000	$230,000 Land $30,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutton Ln

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