Imperial County property record for 2078 S 2nd St, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 1,914 sqft · built 1986 |
| Lot Size | 0.132 acres (5,745 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-464-024-000 |
| Primary APN | 054-464-024-000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,914 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 5,745 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 2078 S 2ND ST |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 ROSS PARK UNIT NO 6 CITY OF EL CENTRO |
| Legal Subdivision | ROSS PARK 06 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11700 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2078 S 2ND ST, EL CENTRO, CA 92243-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 0000024520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Sep 23, 2021 |
| Property Address | 2078 S 2ND ST, EL CENTRO, CA 92243-4701 |
| Document Number | 0000024520 |
| Map Reference | MB 14 PG 88 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021024520 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2078 S 2ND ST, EL CENTRO, CA 92243-4701 |
| Document Number | 0000024526 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021024526 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 2078 S 2ND ST, EL CENTRO, CA 92243-4701 |
| Document Number | 0000017430 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Address | 2078 S 2ND ST EL CENTRO CA 922434701, EL CENTRO, CA 92243-4701 |
| Document Number | 0000017430 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 17430 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $196,428 (+6.12%) Land $39,392 Building $157,036 | |
| 2025 | $2,166.00 (+2.95%) | |
| 2023 | $2,104.00 (+7.13%) Homeowner's exemption | $185,101 Land $37,121 Building $147,980 |
| 2022 | $1,964.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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