2078 Red Cedar Ln, Clearwater, FL 33763 Property Records

Pinellas County property record for 2078 Red Cedar Ln, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,073 sqft · built 1980
Lot Size	0.219 acres (9,548 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Mar 2020)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-8256-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-8256-5`
Alternative APNs	`01-29-15-14853-000-0260` `291501148530000260` `152901148530000260` `R2732`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,783 sqft
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,548 sqft (0.219 acres)
Lot Dimensions	124 ft deep x 72 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2732
Street Address	2078 RED CEDAR LN
City	CLEARWATER
State	FL
Zip	33763-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CHARTER OAKS LOT 26
Legal Range	15E
Legal Township	29S
Legal Section	1
Legal Subdivision	CHARTER OAKS
Legal Tract	14853
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3003
Census Tract	26911

Owner

2078 Red Cedar Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2078 RED CEDAR LN, CLEARWATER, FL 33763-4227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Mar 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Jun 22, 2015 · Amount on File
Deed Document Number	202082218
Deed Book / Page	20917 / 1533
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0209171533
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2078 RED CEDAR LN, CLEARWATER, FL 33763-4227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205601042
Date	Jun 3, 2019
Book Page	20560/1042
Instrument	2019172749

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 10, 2020
Property Address	2078 RED CEDAR LN, CLEARWATER, FL 33763-4227
Document Number	0209171533
Book / Page	20917 / 1533
Map Reference	MB 79 PG 30
Instrument Date	Feb 28, 2020
Instrument	2020082218
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	STAR TTL PARTNERS OF PALM HA

Transaction

Amount	Amount on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 RED CEDAR LN, CLEARWATER, FL 33763-4227

Mortgage

Document Number	0209171535
Date	Mar 10, 2020
Instrument	20917/1535

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2078 Red Cedar Ln was $2,329 with a homeowner's exemption, up 6.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+6.15%) Homeowner's exemption	$162,734	$326,871 Land $108,841 Building $218,030
2024	$2,194.00 (+2.33%)
2023	$2,144.00 (+3.57%) Homeowner's exemption	$153,542 (+3%)	$328,295 (+6.6%) Land $163,416 Building $164,879
2022	$2,070.00 Homeowner's exemption	$149,070	$307,983 Land $180,969 Building $127,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2078 Red Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2078 Red Cedar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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