Sumner County property record for 2078 Morgans Way, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,877 sqft · built 2009 |
| Lot Size | 10.4 acres (453,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,850,000 (Sep 2020) |
| Tax Bill | $14,744 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Construction Loan Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 083166 02700 |
| Primary APN | 083166 02700 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,877 sqft Living Area |
| Gross Area | 7,301 sqft |
| 1st Floor Area | 3,306 sqft |
| Upper Floors Area | 2,618 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 453,460 sqft (10.4 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 3,248 sqft |
| Driveway | Driveway |
| Driveway Area | 4,300 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 862 sqft |
| Deck Area | 576 sqft |
| Patio Area | 132 sqft |
| Canopy | 630 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2078 MORGANS WAY |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PLAT: 22-17 PAGE: 292-26 BLOCK: LOT: 28-28 SUBD: CAGES FORD RESUB |
| Legal Subdivision | CAGES FORD RESUB-CAG |
| Legal Lot Number | 28-28 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21203 |
2078 Morgans Way is owned and occupied by an individual who bought it in September 2020.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2078 MORGANS WAY, GALLATIN, TN 37066-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Warranty Deed, Construction Loan · Construction Mortgage WILSON BANK & TRUST |
| Sep 17, 2020 | Loan Modification, Mortgage WILSON BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Aug 6, 2007 · Amount on File |
| Deed Document Number | 20201330133 |
| Deed Book / Page | 5352 / 521 |
| Prior Transfer Date | Sep 28, 2014 |
| Prior Transfer Doc | 0040190788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Sep 24, 2020 |
| Property Address | 2078 MORGANS WAY, GALLATIN, TN 37066-5745 |
| Document Number | 0053520521 |
| Book / Page | 5352 / 521 |
| Map Reference | MB 17 PG 26 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 1330133 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 7, 2021 |
| Title Company | ATTORNEYS TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2078 MORGANS WAY, GALLATIN, TN 37066-5745 |
| Document Number | 5352523 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5352/523 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 17, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 2078 MORGANS WAY, GALLATIN, TN 37066-5745 |
| Document Number | 0054530415 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2078 MORGANS WAY GALLATIN TN 370665745, GALLATIN, TN 37066-5745 |
| Document Number | 0054530415 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 005453/000415 |
| Instrument | 1343988 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2050 |
The 2025 property tax bill for 2078 Morgans Way was $14,744.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,744.00 | $1,037,575 Land $521,850 Building $515,725 | |
| 2024 | $4,150,300 Land $2,087,400 Building $2,062,900 | ||
| 2023 | $12,646.00 (+4.3%) | $561,525 (-) Land $348,850 Building $212,675 | |
| 2022 | $12,125.00 | $561,525 Land $348,850 Building $212,675 | |
| 2021 | $2,246,100 Land $1,395,400 Building $850,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2078 Morgans Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2078 Morgans Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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