2078 Elm Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2078 Elm Dr, Arnold, MO 63010 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$207,800 (Mar 2018)
Tax Bill	$2,033 (2024)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093.006.01002023`

Property Details

APN / Parcel Number

Primary APN	`093.006.01002023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	483 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2078 ELM DR
City	ARNOLD
State	MO
Zip	63010-4191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE LOT 9
Legal Subdivision	ELM GROVE
Legal Block	4
Legal Lot Number	9
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4002
Census Tract	700117

Owner

Source: Jefferson County records · APN 093.006.01002023

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2078 ELM DR, ARNOLD, MO 63010-4191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 16, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Mar 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Jun 29, 2015
Deed Document Number	20187456
Prior Transfer Date	Mar 06, 2018
Prior Transfer Doc	0000007455
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2078 ELM DR, ARNOLD, MO 63010-4191
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023355
Date	Aug 08, 2019
Instrument	2019R-023355

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 01, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2078 ELM DR, ARNOLD, MO 63010-4191
Document Number	0000026027
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2078 ELM DR ARNOLD MO 630104191, ARNOLD, MO 63010-4191

Mortgage

Document Number	0000026027
Date	Jul 22, 2020
Instrument	26027

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 12, 2018
Property Address	2078 ELM DR, ARNOLD, MO 63010-4191
Document Number	0000007456
Map Reference	MB68 PG1
Instrument Date	Feb 08, 2018
Instrument	2018R-007456
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 ELM DR, ARNOLD, MO 63010-4191

Mortgage

Document Number	0000007457
Date	Mar 12, 2018
Instrument	2018R-007457

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,400 (+7.8%) Land $1,900 Building $28,500	$160,300 (-) Land $10,200 Building $150,100
2024	$2,033.00 (+1.65%)		$160,300 (+7.87%) Land $10,200 Building $150,100
2023	$2,000.00 (+0.1%)	$28,200 (-) Land $1,900 Building $26,300	$148,600 (-) Land $10,200 Building $138,400
2022	$1,998.00	$28,200 Land $1,900 Building $26,300
2021			$148,600 Land $10,200 Building $138,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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