2078 E St James Ave, Hayden, ID 83835 Property Records

Kootenai County property record for 2078 E St James Ave, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,483 sqft · built 1999
Lot Size	0.682 acres (29,708 sqft)
Owner	Individual Name on Record
Tax Bill	$2,884 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00340010040A`

Property Details

APN / Parcel Number

Primary APN	`00340010040A`
Alternative APN	`131462`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,483 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	29,708 sqft (0.682 acres)
Garage Type	Attached
Garage Area	1,521 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	131462
Street Address	2078 E ST JAMES AVE
City	HAYDEN
State	ID
Zip	83835-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE ON HAYDEN 2ND ADD, LT 40, EX NE 29 FT BLOCK 10 0751N03W
Legal Subdivision	AVONDALE ON HAYDEN 2ND ADD
Legal Block	10
Legal Lot Number	40
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1007
Census Tract	1801

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF UTAH
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020
Deed Sale	Jun 29, 2020
Prior Sale	Feb 28, 2017
Deed Document Number	2761010000
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2834240000
Date	May 19, 2021
Instrument	2834240000

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2834225000
Date	May 19, 2021
Instrument	2834225000

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 29, 2020
Property Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122
Document Number	2761010000
Map Reference	MB E PG 56
Instrument Date	Jun 24, 2020
Instrument	2761010000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	KOOTENAI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122

Mortgage

Document Number	2761011000
Date	Jun 29, 2020
Instrument	2761011000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2027
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 28, 2017
Property Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122
Document Number	2584581000
Map Reference	MB E PG 56
Instrument Date	Feb 23, 2017
Instrument	2584581000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDHAO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2078 E ST JAMES AVE, HAYDEN, ID 83835-9122

Mortgage

Document Number	2584582000
Date	Feb 28, 2017
Instrument	2584582000

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+5.29%) Homeowner's exemption	$912,890 (-2.27%) Land $270,000 Building $642,890	$912,890 (-2.27%) Land $270,000 Building $642,890
2024	$2,739.00 (+4.78%)
2023	$2,614.00 (-27.55%) Homeowner's exemption	$934,129 (-11.7%) Land $275,000 Building $659,129	$934,129 (-11.7%) Land $275,000 Building $659,129
2022	$3,608.00 Homeowner's exemption	$1,057,891 Land $280,000 Building $777,891	$1,057,891 Land $280,000 Building $777,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVONDALE IRRIGATION DIST serves 8,785 people · EPA ID ID1280008
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	HAYDEN LAKE IRRIGATION DIST
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Intermax Networks, TDS Telecom, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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