2078 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2078 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 1952
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2019)
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-23-11-0087`

Property Details

APN / Parcel Number

Primary APN	`08-28-23-11-0087`
Alternative APNs	`8412774` `8426021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	780 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8426021
Street Address	2078 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDEN PARK LOT 7 BLK 6
Legal Range	23
Legal Township	28
Legal Section	08
Legal Subdivision	LOUDEN PARK
Legal Block	6
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	43001

Owner

2078 Berkeley Ave is owned and occupied by an individual who bought it in November 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2078 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	20192653121
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2078 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02688691
Date	Feb 1, 2021
Instrument	T02688691

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 20, 2019
Property Address	2078 BERKELEY AVE, SAINT PAUL, MN 55105-1202
Document Number	0002653121
Instrument Date	Nov 15, 2019
Instrument	2653121
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 BERKELEY AVE ST PAUL MN 551051202, ST PAUL, MN 55105-1202

Mortgage

Document Number	2653122
Date	Nov 20, 2019
Instrument	2653122

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2078 Berkeley Ave was $5,986 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,500 Land $122,400 Building $261,100	$383,500 Land $122,400 Building $261,100
2025	$5,986.00
2023	$5,558.00 Homeowner's exemption	$358,600 Land $122,400 Building $236,200	$358,600 Land $122,400 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2078 Berkeley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2078 Berkeley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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