2078 4th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2078 4th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,070 sqft · built 1954
Lot Size	0.101 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$248,600 (Mar 2022)
Tax Bill	$3,914 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-13-0115`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-13-0115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	720 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,443 sqft (0.101 acres)
Lot Dimensions	128 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2078 4TH ST E
City	SAINT PAUL
State	MN
Zip	55119-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	HAZEL VIEW LOT 1 BLK 2
Legal Range	22
Legal Township	29
Legal Section	35
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	HAZEL VIEW
Legal Block	2
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4009
Census Tract	34702

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2078 4TH ST E, SAINT PAUL, MN 55119-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 14, 2017	Warranty Deed, Transfer · Line of Credit MIDCOUNTRY BK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	T02727479
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 15, 2022
Property Address	2078 4TH ST E, SAINT PAUL, MN 55119-4008
Document Number	0T02727479
Instrument Date	Mar 2, 2022
Instrument	T02727479
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$820.38
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 4TH ST E, SAINT PAUL, MN 55119-4008

Mortgage

Document Number	0T02727480
Date	Mar 15, 2022
Instrument	T02727480

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0T02727481
Date	Mar 15, 2022
Instrument	T02727481

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 14, 2017
Property Address	2078 4TH ST E, SAINT PAUL, MN 55119-4008
Document Number	0002596737
Instrument Date	Aug 17, 2017
Instrument	2596737
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2078 4TH ST E ST PAUL MN 551194008, ST PAUL, MN 55119-4008

Mortgage

Document Number	2596739
Date	Sep 14, 2017
Instrument	2596739

Lender

Name	MIDCOUNTRY BK FSB
Type	Federal Savings Bank
Address	VADNAIS HEIGHTS, MN 55110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2027

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2596738,
Date	Sep 14, 2017
Instrument	2596738

Lender

Name	MIDCOUNTRY BK
Type	Bank
Address	VADNAIS HEIGHTS, MN 55110

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,914.00 Homeowner's exemption	$248,800 Land $21,900 Building $226,900	$248,800 Land $21,900 Building $226,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LTD Broadband.

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