Tuscaloosa County property record for 20779 Cedar Rd, Mc Calla, AL 35111
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,560 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Oct 2022) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-08-34-0-000-005.000 |
| Primary APN | 24-08-34-0-000-005.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 1,560 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,500 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4028 |
|---|---|
| Street Address | 20779 CEDAR RD |
| City | MC CALLA |
| State | AL |
| Zip | 35111-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R1 |
| Legal Description | BEG SW COR NW 1/4 OF NE 1/4 S-34, T-20, R-6, N 639.5', E 290' (S), SE'LY 50' (S) WITH UNNAMED PUBLIC RD., S 610' (S), W 346.3 |
| Legal Range | 06W |
| Legal Township | 20S |
| Legal Section | 34 |
| Jurisdiction | TUSCALOOSA AL |
| Township / Civil Division | ABERNANT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10603 |
Source: Tuscaloosa County records · APN 24-08-34-0-000-005.000
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST CREDIT UNION |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL |
| Apr 10, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2019 · Amount on Record |
| Deed Book / Page | 2022 / 27499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCALOOSA AL |
| Recording Date | Jun 30, 2026 |
| Property Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Document Number | 2026048417 |
| Book / Page | 2026 / 48417 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Document Number | 2026048417, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 2026/48417 |
| Name | AMERICAS FIRST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 08, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCALOOSA AL |
| Property Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Document Number | 0000002020/0000049417 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 0000002020/0000049417 |
| Name | FIRST FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCALOOSA AL |
| Property Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Document Number | 0000002020/0000024221 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 0000002020/0000024221 |
| Name | FIRST FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TUSCALOOSA AL |
| Recording Date | Apr 10, 2019 |
| Property Address | 20779 CEDAR RD, MC CALLA, AL 35111-2240 |
| Document Number | 02019/7352 |
| Book / Page | 2019 / 7352 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1260 13TH WAY, PLEASANT GROVE, AL 35127-2439 |
Source: Tuscaloosa County records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Tuscaloosa County |
| Unified School District | Tuscaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 (+7.29%) Homeowner's exemption | $98,060 (+17.07%) Land $9,600 Building $88,460 | $490,300 (+17.07%) Land $48,000 Building $442,300 |
| 2024 | $1,042.00 (+5.68%) Homeowner's exemption | $83,760 (+5.17%) Land $8,440 Building $75,320 | $418,800 (+5.17%) Land $42,200 Building $376,600 |
| 2023 | $986.00 (+4.56%) Homeowner's exemption | $79,640 (+4.21%) Land $8,440 Building $71,200 | $398,200 (+4.21%) Land $42,200 Building $356,000 |
| 2022 | $943.00 | $76,420 Land $7,440 Building $68,980 | $382,100 Land $37,200 Building $344,900 |
Source: FEMA National Flood Hazard Layer, Tuscaloosa County (01125C), as of June 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011250106032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 101 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AL0000093, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREEN POND WATER SYSTEM serves 8,631 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 54 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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