20778 Temelec Dr, Sonoma, CA 95476 Property Records

Sonoma County property record for 20778 Temelec Dr, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,376 sqft · built 1974
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Nov 2024)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142-170-035-000`

Property Details

APN / Parcel Number

Primary APN	`142-170-035-000`
Alternative APN	`142-170-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,360 sqft (0.146 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	142-170-035
Street Address	20778 TEMELEC DR
City	SONOMA
State	CA
Zip	95476-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC43UA
Legal Description	TEMELEC SUB 3 LOT 15
Legal Subdivision	TEMELEC
Legal Block	1
Legal Lot Number	15
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	1
Census Block	1019
Census Tract	150303

Owner

20778 Temelec Dr is owned by an individual who bought it in November 2024.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	101 2ND ST, 207, PETALUMA, CA 94952-7412
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Intrafamily Transfer, Transfer
Nov 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Sep 8, 2010 · Amount on File
Deed Document Number	202456282
Prior Transfer Date	Oct 27, 2023
Prior Transfer Doc	0000058688
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Nov 30, 2023
Property Address	20778 TEMELEC DR, SONOMA, CA 95476-8047
Document Number	0000058688
Map Reference	MB 204 PG 45&46
Instrument Date	Oct 27, 2023
Instrument	2023058688
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20778 TEMELEC DR, SONOMA, CA 95476-8047
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20778 TEMELEC DR, SONOMA, CA 95476-8047

Mortgage

Document Number	0000125324
Date	Nov 19, 2021
Instrument	2021125324

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	776 Months
Due	Jul 11, 2086

Interest

Rate Type	Fixed Rate
Rate	1.87%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20778 TEMELEC DR, SONOMA, CA 95476-8047
Document Number	0000046282
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20778 TEMELEC DR SONOMA CA 954768047, SONOMA, CA 95476-8047

Mortgage

Document Number	0000046282
Date	Jun 12, 2020
Instrument	46282

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Jun 11, 2086

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20778 TEMELEC DR, SONOMA, CA 95476-8047
Document Number	0000046283
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20778 TEMELEC DR SONOMA CA 954768047, SONOMA, CA 95476-8047

Mortgage

Document Number	0000046283
Date	Jun 12, 2020
Instrument	46283

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Jun 11, 2086

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 20778 Temelec Dr was $4,690.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,379 (+2%) Land $82,869 Building $199,510
2025	$4,690.00	$276,844 Land $81,245 Building $195,599
2023	$7,033.00 (+3.49%) Homeowner's exemption	$480,245 Land $192,097 Building $288,148
2022	$6,796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20778 Temelec Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20778 Temelec Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Temelec Dr

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