20778 Steamside Pl, Ashburn, VA 20147 Property Records

Loudoun County property record for 20778 Steamside Pl, Ashburn, VA 20147

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,646 sqft · built 1995
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Apr 2015)
Tax Bill$8,466 (2026)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN116-15-5702-000

Property Details

APN / Parcel Number

Primary APN116-15-5702-000
Alternative APN
  • 79 H 4 30

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area4,646 sqft Living Area
1st Floor Area1,332 sqft
Basement Area1,436 sqft
Finished Basement1,436 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
Garage TypeBuilt-in
Garage Area462 sqft

Exterior Amenities

Pool Area600 sqft
PorchPorch
Porch Area64 sqft
Deck AreaDeck Area
Patio Area792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20778 STEAMSIDE PL
CityASHBURN
StateVA
Zip20147-4452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionASHBURN FARM SEC.8 BLK.7 LOT 30 1385--786
Legal SubdivisionASHBURN FARM
Legal Block7
Legal Lot Number30
JurisdictionLOUDOUN VA
Township / Civil DivisionASHBURN
Census Block Group3
Census Block3002
Census Tract611004

Owner

20778 Steamside Pl is owned and occupied by two individuals who bought it in April 2015.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address20778 STEAMSIDE PL, ASHBURN, VA 20147-4452
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2015 · Amount on File
Deed SaleApr 20, 2015 · Amount on File
Prior SaleAug 28, 1995 · Amount on File
Deed Book / Page201504200 / 24165
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20778 STEAMSIDE PL, ASHBURN, VA 20147-4452
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanySTAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040232
DateApr 5, 2021
Instrument202104050040232
Lender
NameFIRST HERITAGE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 20778 Steamside Pl was $8,466.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,466.00$1,051,750 Land $325,900 Building $725,850$1,051,750 Land $325,900 Building $725,850
2023$7,922.00$905,430 Land $300,300 Building $605,130$905,430 Land $300,300 Building $605,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20778 Steamside Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2008–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20778 Steamside Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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