20772 SE Helen Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20772 SE Helen Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,900 sqft · built 2015
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Jun 2019)
Tax Bill$4,357 (2025)
Deeds & MortgagesMar 2018 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181209 AA 00308

Property Details

APN / Parcel Number

Primary APN181209 AA 00308
Alternative APN
  • 253672

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,900 sqft Living Area
1st Floor Area1,024 sqft
2nd Floor Area876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Lot Area3,920 sqft (0.089 acres)
Garage TypeMixed
Garage Area375 sqft

Location & Zoning

Account Number253672
Street Address20772 SE HELEN LN
CityBEND
StateOR
Zip97702-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:8 SUBD:REED POINTE PHASE 1 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-AA
Legal Range12E
Legal Township18S
Legal Section09
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionREED POINTE PHASE 1
Legal Lot Number8
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3000
Census Tract2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20772 SE HELEN LN, BEND, OR 97702-3414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleAug 28, 2015 · Amount on Record
Deed Document Number2019-21944
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20772 SE HELEN LN, BEND, OR 97702-3414
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012463
DateMar 28, 2018
Instrument2018-12463
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 26, 2019
Property Address20772 SE HELEN LN, BEND, OR 97702-3414
Document Number0000021944
Instrument DateJun 25, 2019
Instrument2019-21944
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20772 SE HELEN LN, BEND, OR 97702-3414

Mortgage

Document Number0000021945
DateJun 26, 2019
Instrument2019-21945
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,357.00 (+3.94%)$257,910 (+3%)$605,350 (-7.45%) Land $238,000 Building $367,350
2024$4,192.00 (+7.87%)$250,400 (+3%)$654,080 (-1.54%) Land $238,000 Building $416,080
2023$3,886.00$243,110$664,300 Land $238,000 Building $426,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
Webformix
Fixed Wireless
200 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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