20771 SW 87th Ct, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 20771 SW 87th Ct, Cutler Bay, FL 33189

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,514 sqft · built 2005
Lot Size0.152 acres (6,632 sqft)
OwnerIndividual Name on File
Last Sale$389,000 (Mar 2018)
Tax Bill$6,749 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN36-6009-030-1660

Property Details

APN / Parcel Number

Primary APN36-6009-030-1660
Alternative APN
  • 3060090301660

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,514 sqft Living Area
Gross Area3,300 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleCluster
Exterior MaterialConcrete Block/Stucco
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area6,632 sqft (0.152 acres)
View / LotCorner
Garage Area280 sqft
PorchPorch
Porch Area183 sqft
Patio Area400 sqft

Location & Zoning

Street Address20771 SW 87TH CT
CityCUTLER BAY
StateFL
Zip33189-7378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionCANTAMAR PB 161-27T-21250 LOT 1BLK 8 LOT SIZE 6632 SQFT FAU 30-6009-000-0100 OR 20667-1640 0802 6 COC 25880-4612 08 2007 5
Legal Range40E
Legal Township56S
Legal Section09
Legal SubdivisionCANTAMAR
Legal Block8
Legal Lot Number1
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group2
Census Block2009
Census Tract10619

Owner

20771 SW 87th Ct is owned and occupied by an individual who bought it in March 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address20771 SW 87TH CT, CUTLER BAY, FL 33189-7378
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 28, 2018Special Warranty Deed, Transfer · FHA Mortgage
FEMBI MORTGAGE
Apr 26, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2018 · Amount on File
Deed SaleMar 28, 2018 · Amount on File
Prior SaleApr 26, 2017 · Amount on File
Deed Document Number2018181786
Deed Book / Page30914 / 1402
Prior Transfer DateApr 20, 2017
Prior Transfer Doc0000234814
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address20771 SW 87TH CT, CUTLER BAY, FL 33189-7378
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000289022
DateMay 19, 2020
Book Page31940/2285
Instrument2020R0289022
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

March 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDADE FL
Recording DateMar 28, 2018
Property Address20771 SW 87TH CT, CUTLER BAY, FL 33189-7378
Document Number0000181786
Book / Page30914 / 1402
Map ReferenceMB 161 PG 27
Instrument DateMar 22, 2018
Instrument2018R0181786
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyREO TITLE COMPANY OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,334.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address20771 SW 87TH CT, CUTLER BAY, FL 33189-7378

Mortgage

Document Number0000181787
DateMar 28, 2018
Instrument2018R0181787
Lender
NameFEMBI MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDADE FL
Recording DateApr 26, 2017
Property Address20771 SW 87TH CT, CUTLER BAY, FL 33189-7378
Document Number0000234814
Book / Page030510 / 001962
Instrument DateApr 4, 2017
Instrument234814
Transaction TypeForeclosure
Record UpdatedMay 9, 2017

Transaction

AmountAmount on Record
Tax$1,651.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address225 E ROBINSON ST #155 ORLANDO FL 328014326, 155, ORLANDO, FL 32801-4326
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20771 SW 87th Ct was $6,749 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,749.00 Homeowner's exemption$362,409$619,655 Land $208,428 Building $411,227
2023$6,196.00 (+3.73%) Homeowner's exemption$341,938 (+3%)$530,381 (+1.3%) Land $189,480 Building $340,901
2022$5,973.00 Homeowner's exemption$331,979$523,575 Land $120,004 Building $403,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20771 SW 87th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20771 SW 87th Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SkyNet360
Fixed Wireless
160 / 35
T-Mobile
Fixed Wireless
100 / 20

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