20770 Bayside Ave, Rock Hall, MD 21661 Property Records

Kent County property record for 20770 Bayside Ave, Rock Hall, MD 21661

Property Summary

Property Type	Single Family Home
Details	2,824 sqft · built 2025
Lot Size	0.615 acres (26,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jan 2022)
Tax Bill	$10,211 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`05-004578`

Property Details

APN / Parcel Number

Primary APN	`05-004578`
Alternative APN	`004578`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,402 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,770 sqft (0.615 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004578
Street Address	20770 BAYSIDE AVE
City	ROCK HALL
State	MD
Zip	21661-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 26,770 SQ FT 20770 BAYSIDE AVE ROCK HALL
Legal Subdivision	FERRY PARK SECTION OF ROCK HALL
Legal Lot Number	26
Jurisdiction	KENT MD
Township / Civil Division	5, EDESVILLE
Census Block Group	2
Census Block	2047
Census Tract	950500

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC
Nov 15, 2023	Deed of Trust, Mortgage · Construction Mortgage THE FEDERAL SAVINGS BANK
Jan 21, 2022	Deed of Trust, Mortgage DAVID FRANK MEISEL ETUX
Oct 15, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Book / Page	1224 / 183
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0009980046
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, ACRISURE NLS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435

Mortgage

Document Number	0014750053
Date	Jan 7, 2026
Book Page	1475/53

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8775 PRESTON PL, CHEVY CHASE, MD 20815-5738

Mortgage

Document Number	0013400127
Date	Nov 15, 2023
Book Page	1340/127

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2024

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012240183
Date	Jan 21, 2022
Book Page	1224/183

Lender

Name	DAVID FRANK MEISEL ETUX
Type	Private Party

Agreement

Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Oct 15, 2019
Property Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Document Number	0010240136
Book / Page	001024 / 000136
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$62.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1302 OAK ST LEBANON PA 170425825, LEBANON, PA 17042-5825

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MD
Recording Date	May 9, 2019
Property Address	20770 BAYSIDE AVE, ROCK HALL, MD 21661-1435
Document Number	0009980046
Book / Page	000998 / 000046
Instrument Date	Mar 1, 2019
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4925 PINEY NECK RD ROCK HALL MD 216612252, ROCK HALL, MD 21661-2252

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Rock Hall Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,211.00 (-8.67%)	$674,500 (-8.67%) Land $85,400 Building $589,100	$674,500 (-8.67%) Land $85,400 Building $589,100
2025	$11,180.00 (+956.71%)	$738,500 (+949.01%) Land $85,400 Building $653,100	$738,500 (+949.01%) Land $85,400 Building $653,100
2023	$1,058.00	$70,400 Land $70,400	$70,400 Land $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 210 individual policies
Nearby Flood Policies	239 units insured incl. 29 condo units
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCK HALL serves 1,750 people · EPA ID MD0140006
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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