2077 Shell Ring Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2077 Shell Ring Cir, Mount Pleasant, SC 29466 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,261 sqft · built 2011
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2018)
Tax Bill	$4,961 (2024)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`594-07-00-076`

Property Details

APN / Parcel Number

Primary APN	`594-07-00-076`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,261 sqft Living Area
1st Floor Area	2,769 sqft
Upper Floors Area	1,492 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,034 sqft
Patio Area	767 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Heat Pump

Location & Zoning

Street Address	2077 SHELL RING CIR
City	MOUNT PLEASANT
State	SC
Zip	29466-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -OSPREY COVE PHASE 1B3 SECTION 4B DESCRIPTION -LOT 2077 SITE NAME -DUNES WEST
Legal Subdivision	OSPREY COVE PHASE 1B3 SECTION 4B
Legal Phase	1B3
Legal Lot Number	2077
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1005
Census Tract	4616

Owner

Source: Charleston County records · APN 594-07-00-076

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 08, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 31, 2018	Grant Deed, Transfer CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	0000736995
Deed Book / Page	0736 / 995
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09890860
Date	May 12, 2021
Book Page	989/860

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Document Number	0852/0654
Instrument Date	Jan 08, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2077 SHELL RING CIR MOUNT PLEASANT SC 294668547, MOUNT PLEASANT, SC 29466-8547

Mortgage

Document Number	0852/0654
Date	Jan 13, 2020
Book Page	000852/000654

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Document Number	0811/0638
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2077 SHELL RING CIR MOUNT PLEASANT SC 294668547, MOUNT PLEASANT, SC 29466-8547

Mortgage

Document Number	0811/0638
Date	Jul 26, 2019
Book Page	000811/000638

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Document Number	0772/0715
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 07, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2077 SHELL RING CIR MOUNT PLEASANT SC 294668547, MOUNT PLEASANT, SC 29466-8547

Mortgage

Document Number	0772/0715
Date	Jan 16, 2019
Book Page	000772/000715

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 31, 2018
Property Address	2077 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8547
Document Number	0736/0995
Book / Page	000736 / 000995
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2077 SHELL RING CIR MOUNT PLEASANT SC 294668547, MOUNT PLEASANT, SC 29466-8547

Mortgage

Document Number	736/0996
Date	Jul 31, 2018
Book Page	000736/000996

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,961.00 (+16.95%)	$52,600 (+9.58%)
2022	$4,242.00	$48,000	$1,200,000 (-8.75%) Land $385,000 Building $815,000
2020			$1,315,000 Land $385,000 Building $930,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 424 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	424 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Mar 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 30% of South Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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