Larimer County property record for 2077 N Co Rd 23, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,818 sqft · built 2002 |
| Lot Size | 35.5 acres (1,546,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Mar 2015) |
| Tax Bill | $7,280 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94070-00-015 |
| Primary APN | 94070-00-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,818 sqft Living Area |
| Gross Area | 4,970 sqft |
| 1st Floor Area | 2,004 sqft |
| Upper Floors Area | 392 sqft |
| Basement Area | 2,004 sqft |
| Finished Basement | 1,814 sqft |
| Unfinished Basement | 190 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,546,380 sqft (35.5 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 432 sqft |
| Patio Area | 824 sqft |
| Balcony Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R1547291 |
|---|---|
| Street Address | 2077 N COUNTY ROAD 23 |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA1 |
| Legal Description | POR OF N 1/2 7-4-69, BEG AT NE COR, TH ALG E LN OF NE 1/4, S 1 41 13 E 1873.57 FT TPOB, TH CONT ALG SD E LN S 1 41 13 E 850.15 FT TO SE COR NE 1/4, TH ALG S LN OF N 1/2 S 87 19 5 W 1499.28 FT, TH DEPART SD S LN N 1 41 13 W 1230.57 FT, S 75 4 58 |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 7 |
| Legal Tract | 9 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2601 |
Source: Larimer County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Deed Document Number | 201516053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 23, 2026 |
| Property Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Document Number | 0000018916 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202618916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Document Number | 0000018916, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202618916 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Document Number | 0000097058 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 20210097058 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048120 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 20210048120 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68164 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2077 N COUNTY ROAD 23, BERTHOUD, CO 80513-9509 |
| Document Number | 0000014026 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2077 N COUNTY ROAD 23 BERTHOUD CO 805139509, BERTHOUD, CO 80513-9509 |
| Document Number | 0000014026 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 14026 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,280.00 (+17.67%) | $79,431 (+5.63%) Land $31,250 Building $48,181 | $1,270,900 (+13.24%) Land $500,000 Building $770,900 |
| 2024 | $6,187.00 (+3.41%) | ||
| 2023 | $5,983.00 (+29.84%) | $75,194 (+40.73%) Land $33,500 Building $41,694 | $1,122,300 (+45.98%) Land $500,000 Building $622,300 |
| 2022 | $4,608.00 | $53,432 Land $24,325 Building $29,107 | $768,800 Land $350,000 Building $418,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Hilltop Broadband Fixed Wireless | 50 / 15 |
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