Madison County property record for 2077 Main St, Madison, MS 39110
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3 ba · 2,694 sqft · built 1975 |
| Lot Size | 0.418 acres (18,222 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,221 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-08C-046 |
| Primary APN | 072C-08C-046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,694 sqft Adjusted Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 2,380 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Tar & Gravel |
| Lot Area | 18,222 sqft (0.418 acres) |
| Account Number | 9528 |
|---|---|
| Street Address | 2077 MAIN ST |
| City | MADISON |
| State | MS |
| Zip | 39110-8520 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT FRONT 115 FT S/S MAIN ST |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 08 |
| Legal Subdivision | LEMARCA BL A |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 30203 |
Source: Madison County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 5331, JACKSON, MS 39296-5331 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF FOREST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2006 |
| Deed Sale | Oct 3, 2006 |
| Deed Document Number | 2006516080 |
| Deed Book / Page | 2106 / 71 |
| Last Transfer Date | Mar 14, 2023 |
| Transfer Doc | 0000978355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 2077 MAIN ST, MADISON, MS 39110-8520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 629 FONDREN PL 5331, 5331, JACKSON, MS 39296-5148 |
| Document Number | 0004626/77 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 4626/77 |
| Instrument | 1042107 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 5, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 2077 MAIN ST, MADISON, MS 39110-8520 |
| Document Number | 0000910336 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 5331 JACKSON MS 392965331, JACKSON, MS 39296-5331 |
| Document Number | 0000910336 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 003943/000406 |
| Instrument | 910336 |
| Name | BANK OF FOREST |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 9, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,221.00 | $36,226 (+0.88%) | $241,500 (+0.88%) Land $78,410 Building $163,090 |
| 2024 | $4,221.00 (+0.88%) | ||
| 2023 | $4,184.00 | $35,911 | $239,400 Land $78,410 Building $160,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1993–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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