2077 E 1000 S, Flat Rock, IN 47234 Property Records

Shelby County property record for 2077 E 1000 S, Flat Rock, IN 47234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1927
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$115,200 (Mar 2005)
Tax Bill	$591 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-15-28-200-005.000-021`

Property Details

APN / Parcel Number

Primary APN	`73-15-28-200-005.000-021`
Alternative APNs	`01260521092` `0033402400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01260521092
Street Address	2077 E 1000 S
City	FLAT ROCK
State	IN
Zip	47234-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE NE 28 11 7 1.69A
Jurisdiction	SHELBY IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2085
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2077 E 1000 S, FLAT ROCK, IN 47234-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit CENTRA CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2005 · Amount on Record
Deed Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	20051973
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2077 E 1000 S, FLAT ROCK, IN 47234-9732
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023005726
Date	Dec 11, 2023
Instrument	2023005726

Lender

Name	CENTRA CU
Type	Credit Union
Address	COLUMBUS, IN 47201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	2077 E 1000 S, FLAT ROCK, IN 47234-9732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007019
Date	Nov 30, 2020
Instrument	2020007019

Lender

Name	JACKSON COUNTY BANK
Type	Bank
Address	SEYMOUR, IN 47274

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Washington Township
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (+4.97%) Homeowner's exemption	$125,000 (+8.32%) Land $29,800 Building $95,200	$125,000 (+8.32%) Land $29,800 Building $95,200
2024	$563.00 (+12.6%)
2023	$500.00 (+14.16%)	$115,400 (+14.14%) Land $29,800 Building $85,600	$115,400 (+14.14%) Land $29,800 Building $85,600
2022	$438.00	$101,100 Land $26,100 Building $75,000	$101,100 Land $26,100 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1993–2008)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
TDS Telecom DSL	10 / 1

May also be available: AT&T.

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