2077 5th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2077 5th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1942
Lot Size	0.338 acres (14,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$515 (Aug 2017)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-12-0088`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-12-0088`
Alternative APNs	`8304117` `8313816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	14,700 sqft (0.338 acres)
Lot Dimensions	294 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8313816
Street Address	2077 5TH ST E
City	SAINT PAUL
State	MN
Zip	55119-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R L WARES EASTERN HGTS ACR LOT W 5O FT OF E 75 FT OF LOT 15 BLK 3
Legal Range	22
Legal Township	29
Legal Section	35
Legal Subdivision	R L WARES EASTERN HGTS ACR LOT
Legal Block	3
Legal Lot Number	W,15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4002
Census Tract	34702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2077 5TH ST E, SAINT PAUL, MN 55119-3903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MTG
Aug 31, 2017	Quit Claim Deed, Transfer HOMEC TITLE COMPANY, HOMEC TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	20172595707
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0002595707
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2077 5TH ST E, SAINT PAUL, MN 55119-3903
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02716251
Date	Oct 28, 2021
Instrument	T02716251

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2077 5TH ST E, SAINT PAUL, MN 55119-3903
Document Number	0004824001
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2077 STH ST E ST PAUL MN 55119, ST PAUL, MN 55119

Mortgage

Document Number	0004824001
Date	Jul 27, 2020
Instrument	4824001

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 31, 2017
Property Address	2077 5TH ST E, SAINT PAUL, MN 55119-3903
Document Number	0002595706
Instrument Date	Aug 25, 2017
Instrument	2595706
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2077 5TH ST E ST PAUL MN 551193903, ST PAUL, MN 55119-3903

Mortgage

Document Number	2595708
Date	Aug 31, 2017
Instrument	2595708

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 31, 2017
Property Address	2077 5TH ST E, SAINT PAUL, MN 55119-3903
Document Number	0002595707
Instrument Date	Aug 25, 2017
Instrument	2595707
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	HOMEC TITLE COMPANY, HOMEC TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2077 5TH ST E ST PAUL MN 551193903, ST PAUL, MN 55119-3903

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,100 (-2.06%) Land $54,500 Building $269,600	$324,100 (-2.06%) Land $54,500 Building $269,600
2025	$5,192.00 (+3.96%) Homeowner's exemption	$330,900 (+3.28%) Land $54,500 Building $276,400	$330,900 (+3.28%) Land $54,500 Building $276,400
2024	$4,994.00 (+4.22%)
2023	$4,792.00 Homeowner's exemption	$320,400 Land $33,900 Building $286,500	$320,400 Land $33,900 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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