20765 Sandy Dr, Mc Calla, AL 35111 Property Records

Tuscaloosa County property record for 20765 Sandy Dr, Mc Calla, AL 35111

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 2006
Lot Size	0.47 acres (20,449 sqft)
Owner	Individual Name on File
Last Sale	$258,900 (Aug 2023)
Tax Bill	$501 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-08-27-0-033-002.000`

Property Details

APN / Parcel Number

Primary APN	`24-08-27-0-033-002.000`
Alternative APNs	`105116` `38221` `28082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,449 sqft (0.47 acres)
Lot Dimensions	145 ft deep x 140 ft wide

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	105116
Street Address	20765 SANDY DR
City	MC CALLA
State	AL
Zip	35111-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 IN BLK 44 IN MILLION DOLLAR LAKE SUBD SECTOR 13
Legal Range	06W
Legal Township	20S
Legal Section	27
Legal Subdivision	MILLION DOLLAR LK 13
Legal Block	44
Legal Lot Number	21
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	ABERNANT
Census Block Group	2
Census Block	2011
Census Tract	10603

Owner

20765 Sandy Dr is owned and occupied by an individual who bought it in August 2023.

Source: Tuscaloosa County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	20765 SANDY DR, MC CALLA, AL 35111-1537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC
Sep 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Book / Page	2023 / 20003
Prior Transfer Date	Dec 9, 2005
Prior Transfer Doc	2005/26634
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Aug 28, 2023
Property Address	20765 SANDY DR, LAKE VIEW, AL 35111-1537
Document Number	2023/20003
Book / Page	2023 / 20003
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20765 SANDY DR, MC CALLA, AL 35111-1537

Mortgage

Document Number	0202352208
Date	Aug 28, 2023
Instrument	2023/52208

Lender

Name	SERVISFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	20765 SANDY DR, LAKE VIEW, AL 35111-1537
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/53862
Date	Sep 5, 2017
Book Page	2017/53862

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Sep 5, 2017
Property Address	20765 SANDY DR, LAKE VIEW, AL 35111-1537
Document Number	2017/20974
Book / Page	2017 / 20974
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20765 SANDY DR, LAKE VIEW, AL 35111-1537

Tax Assessment & Valuation

The 2025 property tax bill for 20765 Sandy Dr was $501 with a homeowner's exemption, up 7.7% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00 (+7.74%) Homeowner's exemption	$41,340 (+9.02%) Land $1,500 Building $39,840	$206,700 (+9.02%) Land $7,500 Building $199,200
2024	$465.00 (+6.65%) Homeowner's exemption	$37,920 (+6.04%) Land $1,500 Building $36,420	$189,600 (+6.04%) Land $7,500 Building $182,100
2023	$436.00 (+9%) Homeowner's exemption	$35,760 (+7.91%) Land $1,500 Building $34,260	$178,800 (+7.91%) Land $7,500 Building $171,300
2022	$400.00 Homeowner's exemption	$33,140 Land $1,500 Building $31,640	$165,700 Land $7,500 Building $158,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20765 Sandy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20765 Sandy Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN POND WATER SYSTEM serves 8,631 people · EPA ID AL0000093
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	54 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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