20765 Golden Rain Rd, Riverside, CA 92508 Property Records

Riverside County property record for 20765 Golden Rain Rd, Riverside, CA 92508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,050 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2021)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`294-432-002`

Property Details

APN / Parcel Number

Primary APN	`294-432-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20765 GOLDEN RAIN RD
City	RIVERSIDE
State	CA
Zip	92508-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	.20 ACRES M/L IN LOT 36 MB 255/098 TR 22653-1
Legal Subdivision	TRACT NO 22653 1
Legal Tract	22653-1
Legal Lot Number	36
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2000
Census Tract	42015

Owner

20765 Golden Rain Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Riverside County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 14, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY
Dec 4, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202127579
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000027580
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2021
Property Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161
Document Number	0000027580
Instrument Date	Jan 11, 2021
Instrument	27580
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20765 GOLDEN RAIN RD RIVERSIDE CA 925083161, RIVERSIDE, CA 92508-3161

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2021
Property Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161
Document Number	0000027579
Map Reference	MB 255 PG 98-102
Instrument Date	Dec 15, 2020
Instrument	2021-0027579
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 4, 2018
Property Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161
Document Number	0000473036
Instrument Date	Nov 2, 2018
Instrument	473036
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20765 GOLDEN RAIN RD RIVERSIDE CA 925083161, RIVERSIDE, CA 92508-3161

Mortgage

Document Number	473037
Date	Dec 4, 2018
Instrument	473037

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20765 GOLDEN RAIN RD, RIVERSIDE, CA 92508-3161
Document Number	0000354682
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20765 GOLDEN RAIN RD RIVERSIDE CA 925083161, RIVERSIDE, CA 92508-3161

Mortgage

Document Number	0000354682
Date	Aug 25, 2017
Instrument	354682

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20765 Golden Rain Rd was $6,671, up 3.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,129 (+2%) Land $110,406 Building $496,723
2025	$6,671.00 (+3.39%)	$595,226 Land $108,242 Building $486,984
2024	$6,452.00 (+0.44%)
2023	$6,424.00 (+1.89%)	$572,115 Land $104,040 Building $468,075
2022	$6,305.00
2021			$486,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20765 Golden Rain Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20765 Golden Rain Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD serves 87,955 people · EPA ID CA3310049
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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