Loudoun County property record for 20765 Deepwater Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,060 sqft · built 1992 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Apr 2018) |
| Tax Bill | $4,901 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-18-4832-000 |
| Primary APN | 006-18-4832-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20765 DEEPWATER TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7454 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.10C LOT 473 1708--571 |
| Legal Subdivision | CASCADES |
| Legal Block | 3 |
| Legal Lot Number | 473 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 611209 |
20765 Deepwater Ter, a townhouse, is owned and occupied by two individuals who bought it in April 2018.
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20765 DEEPWATER TER, STERLING, VA 20165-7454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Apr 25, 2017 | Trustee's Deed, Foreclosure ATLANTIC SETTLEMENT GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Prior Sale | Apr 25, 2017 · Amount on File |
| Deed Document Number | 201821931 |
| Prior Transfer Date | Apr 10, 2017 |
| Prior Transfer Doc | 0000024620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20765 DEEPWATER TER, STERLING, VA 20165-7454 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000096827 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 202109150096827 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 20, 2018 |
| Property Address | 20765 DEEPWATER TER, STERLING, VA 20165-7454 |
| Document Number | 20180420021931 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 21931 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20765 DEEPWATER TER STERLING VA 201657454, STERLING, VA 20165-7454 |
| Document Number | 20180420021932 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 21932 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 25, 2017 |
| Property Address | 20765 DEEPWATER TER, STERLING, VA 20165-7454 |
| Document Number | 20170425024620 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 24620 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2017 |
| Title Company | ATLANTIC SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 651172 STERLING VA 201651172, STERLING, VA 20165-1172 |
The 2026 property tax bill for 20765 Deepwater Ter was $4,901.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,901.00 | $608,890 Land $228,500 Building $380,390 | $608,890 Land $228,500 Building $380,390 |
| 2023 | $4,648.00 | $531,280 Land $178,500 Building $352,780 | $531,280 Land $178,500 Building $352,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20765 Deepwater Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20765 Deepwater Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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