2076 Pontchartrain Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 2076 Pontchartrain Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,601 sqft · built 2005
Lot Size	0.329 acres (14,340 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Feb 2017)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4282000B0043000R`

Property Details

APN / Parcel Number

Primary APN	`4282000B0043000R`
Alternative APNs	`R59205` `59205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,601 sqft Living Area
Gross Area	4,180 sqft
1st Floor Area	3,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,340 sqft (0.329 acres)
Lot Dimensions	142 ft deep x 101 ft wide
View / Lot	Water View
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	167 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2076 PONTCHARTRAIN DR
City	ROCKWALL
State	TX
Zip	75087-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE PHASE V-C, BLOCK B, LOT 43
Legal Subdivision	LAKESIDE VILLAGE PHASE V-C
Legal Block	B
Legal Lot Number	43
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2009
Census Tract	40303

Owner

2076 Pontchartrain Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2076 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Feb 24, 2017	Vendor's Lien, Transfer · Stand-Alone Second Mortgage ACHIEVA MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Prior Sale	Aug 25, 2006 · Amount on File
Deed Document Number	20173304
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2076 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016396
Date	Jul 27, 2020
Instrument	20200000016396

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 24, 2017
Property Address	2076 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542
Document Number	0000003304
Map Reference	CAB E PG351
Instrument Date	Feb 24, 2017
Instrument	20170000003304
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 PONTCHARTRAIN DR, ROCKWALL, TX 75087-6542

Mortgage

Document Number	0000003298
Date	Feb 24, 2017
Instrument	20170000003298

Lender

Name	ACHIEVA MORTGAGE FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Mortgage

Document Number	0000003305
Date	Feb 24, 2017
Instrument	20170000003305

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2076 Pontchartrain Dr was $4,684 with exemptions applied, down 15.4% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,153 (+1%)	$811,873 (-0.67%) Land $330,000 Building $481,873
2025	$4,684.00 (-15.44%) Homeowner's exemption Senior Citizen's exemption	$646,503	$817,346 Land $330,000 Building $487,346
2024	$5,539.00 (+0.27%)
2023	$5,524.00 Homeowner's exemption Senior Citizen's exemption	$739,181 Land $375,000 Building $364,181	$739,181 Land $375,000 Building $364,181
2021	$7,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2076 Pontchartrain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2076 Pontchartrain Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications.

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