Watauga County property record for 2076 Phillips Branch Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,704 sqft · built 1950 |
| Lot Size | 6.09 acres (265,280 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1963-90-3897-000 |
| Primary APN | 1963-90-3897-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft |
| Gross Area | 2,376 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Masonry |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Frame |
| Lot Area | 265,280 sqft (6.09 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 644 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1092196 |
|---|---|
| Street Address | 2076 PHILLIPS BRANCH RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ZION HILL BAPTIST CHURCH NORTH |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 920200 |
2076 Phillips Branch Rd is owned and occupied by two individuals.
Source: Watauga County records, as of October 12, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2076 PHILLIPS BRANCH RD, VILAS, NC 28692-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000170445 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 2076 PHILLIPS BRANCH RD, VILAS, NC 28692-9434 |
| Document Number | 0020960051 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 2076 PHILLIPS BRANCH RD VILAS NC 286929434, VILAS, NC 28692-9434 |
| Document Number | 0020960051 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 002096/000051 |
| Instrument | 690737 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Watauga County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value |
|---|---|
| 2023 | $620,600 Land $108,000 Building $512,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2076 Phillips Branch Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1990–2024) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2076 Phillips Branch Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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