Kendall County property record for 2076 Kate Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,667 sqft · built 2006 |
| Lot Size | 0.165 acres (7,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2024) |
| Tax Bill | $9,446 (2024) |
| Deeds & Mortgages | Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-127-013 |
| Primary APN | 02-01-127-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Living Area |
| Gross Area | 3,267 sqft |
| 1st Floor Area | 2,667 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,166 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2076 KATE DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-6001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 ORCHARD PRAIRIE NORTH VILLAGE OF MONTGOMERY |
| Legal Subdivision | ORCHARD PRAIRIE NORTH |
| Legal Lot Number | 11 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890404 |
2076 Kate Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2076 KATE DR, MONTGOMERY, IL 60538-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Mar 19, 2010 · Amount on File |
| Deed Document Number | 202410071 |
| Prior Transfer Date | Feb 28, 2012 |
| Prior Transfer Doc | 0000014621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2076 KATE DR, MONTGOMERY, IL 60538-6001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2076 KATE DR, MONTGOMERY, IL 60538-6001 |
| Document Number | 0000004486 |
|---|---|
| Date | Apr 16, 2025 |
| Instrument | 202500004486 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Montgomery Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,912 Land $11,187 Building $116,725 | $383,736 Land $33,561 Building $350,175 | |
| 2024 | $9,446.00 | ||
| 2022 | $95,110 Land $8,319 Building $86,791 | $285,330 Land $24,957 Building $260,373 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2076 Kate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2076 Kate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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