2076 Cheryl Dr, Clearwater, FL 33763 Property Records

Pinellas County property record for 2076 Cheryl Dr, Clearwater, FL 33763

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,547 sqft · built 1986
Lot Size	0.043 acres (1,853 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (May 2018)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-8543-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-8543-6`
Alternative APNs	`06-29-16-94164-000-0680` `291606941640000680` `162906941640000680` `R60922`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	1,853 sqft (0.043 acres)
View / Lot	Corner
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R60922
Street Address	2076 CHERYL DR
City	CLEARWATER
State	FL
Zip	33763-4310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD75
Legal Description	VILLAS OF LAKE ARBOR UNIT 7, THE LOT 68
Legal Range	16E
Legal Township	29S
Legal Section	6
Legal Subdivision	VILLAS OF LAKE ARBOR
Legal Tract	94164
Legal Lot Number	68
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	26911

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit USF FCU
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage USF FCU
May 7, 2018	Personal Representative Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Deed Document Number	2018143542
Deed Book / Page	20041 / 2111
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000221970
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 19, 2026
Property Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310
Document Number	0000221970
Book / Page	23666 / 899
Instrument Date	Aug 12, 2026
Instrument	2026221970
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218980585
Date	Jan 20, 2022
Book Page	21898/585
Instrument	2022019685

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310

Mortgage

Document Number	0211650553
Date	Sep 15, 2020
Book Page	21165/553
Instrument	2020274509

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

May 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PINELLAS FL
Recording Date	May 7, 2018
Property Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310
Document Number	0200412111
Book / Page	20041 / 2111
Map Reference	MB 74 PG 76&77
Instrument Date	Apr 27, 2018
Instrument	2018143542
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ASSURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1744 N BELCHER RD STE 150, 1744, CLEARWATER, FL 33765-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 CHERYL DR, CLEARWATER, FL 33763-4310

Mortgage

Document Number	2018143543
Date	May 7, 2018
Instrument	2018143543

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (+3.4%)	$119,922 (+5.99%)	$280,007 (+2.61%) Building $280,007
2023	$1,266.00 (-3.14%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$113,148 (+3%)	$272,889 (+20.52%) Building $272,889
2022	$1,307.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$109,852	$226,424 Building $226,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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