2076 Broughton St, Carmel, IN 46032 Property Records

Hamilton County property record for 2076 Broughton St, Carmel, IN 46032

Property Summary

Property TypeCondominium
Details2.5 ba · 2,112 sqft · built 2003
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Dec 2019)
Tax Bill$7,423 (2024)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-28-031-012.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-031-012.000-018
Alternative APN
  • 1709280031012000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,112 sqft Living Area
Gross Area2,592 sqft
1st Floor Area2,112 sqft
2nd Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRow Home
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions70 ft deep x 110 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2076 BROUGHTON ST
CityCARMEL
StateIN
Zip46032-7311
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN 3004 VILLAGE CENTER PART 1, SECTION 3004, LOT 1401, BLOCK 14, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE OF WESTCLAY
Legal Block11-15
Legal Lot Number1401
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1050
Census Tract111009

Owner

2076 Broughton St, a condominium, is owned and occupied by two individuals who bought it in December 2019.

Source: Hamilton County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1743 KENMARE DR, CARMEL, IN 46074-6035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 4, 2020Deed of Trust, Mortgage · Line of Credit
INDIANA MEMBERS CU
Dec 13, 2019Warranty Deed, Transfer · Conventional Mortgage
INDIANA MEMBERS CU
May 15, 2017Trustee's Deed, Foreclosure · ARM
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2019 · Amount on File
Deed SaleDec 13, 2019 · Amount on File
Prior SaleMay 15, 2017 · Amount on File
Deed Document Number201963324
Prior Transfer DateMay 8, 2017
Prior Transfer Doc0000021653
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2076 BROUGHTON ST, CARMEL, IN 46032-7311
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019603
DateMar 12, 2021
Instrument2021019603
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2076 BROUGHTON ST, CARMEL, IN 46032-7311
Document Number0000007067
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2076 BROUGHTON ST CARMEL IN 460327311, CARMEL, IN 46032-7311

Mortgage

Document Number0000007067
DateFeb 10, 2020
Instrument7067
Lender
NameINDIANA MEMBERS CU
TypeCredit Union
AddressINDIANAPOLIS, IN 46240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 9, 2050
Interest
Rate TypeAdjustable Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 13, 2019
Property Address2076 BROUGHTON ST, CARMEL, IN 46032-7311
Document Number2019063324
Instrument DateDec 12, 2019
Instrument2019063324
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2076 BROUGHTON ST, CARMEL, IN 46032-7311

Mortgage

Document Number2019063325
DateDec 13, 2019
Instrument2019063325
Lender
NameINDIANA MEMBERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2025
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.25%
Index5-Year CMT
Max Rate9.25%

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON IN
Recording DateMay 15, 2017
Property Address2076 BROUGHTON ST, CARMEL, IN 46032-7311
Document Number2017021653
Map ReferenceCAB3 SL151
Instrument DateMay 8, 2017
Instrument2017021653
Transaction TypeForeclosure
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE CO

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000021654
DateMay 15, 2017
Instrument2017021654
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46825
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJun 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$412,000 (+10.87%) Land $105,000 Building $307,000$412,000 (+10.87%) Land $105,000 Building $307,000
2024$7,423.00 (+135.28%)$371,600 (+20.3%) Land $105,000 Building $266,600$371,600 (+20.3%) Land $105,000 Building $266,600
2023$3,155.00 (-9.44%)$308,900 (-0.19%) Land $105,000 Building $203,900$308,900 (-0.19%) Land $105,000 Building $203,900
2022$3,484.00$309,500 Land $73,000 Building $236,500$309,500 Land $73,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2076 Broughton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2076 Broughton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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