El Dorado County property record for 2076 Bogus Point Ct, Cool, CA 95614
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,152 sqft · built 1991 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $533,000 (Sep 2023) |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-331-002-000 |
| Primary APN | 072-331-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 126,760 sqft (2.91 acres) |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2076 BOGUS POINT CT |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2A |
| Legal Description | L 699 AUBURN LK TRLS 4 |
| Legal Subdivision | AUBURN LK TRLS 4 |
| Legal Lot Number | 699 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30601 |
Source: El Dorado County records, as of August 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 19, 2023 | Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Apr 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 12, 2020 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| May 12, 2020 | Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA |
| May 16, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 202326355 |
| Prior Transfer Date | Oct 20, 2021 |
| Prior Transfer Doc | 0000067272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 19, 2023 |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000026355 |
| Map Reference | MB E PG 61 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-0026355 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000026356 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023-0026356 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000016541 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-0016541 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 26, 2021 |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000067272 |
| Map Reference | MB E PG 86 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-0067272 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000067273 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0067273 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 12, 2020 |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000021257 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 21257 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2076 BOGUS POINT CT COOL CA 956142221, COOL, CA 95614-2221 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 12, 2020 |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000021259 |
| Map Reference | MB E PG 86 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020-0021259 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 16, 2019 |
| Property Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000018680 |
| Map Reference | MB E PG 61 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019-0018680 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2076 BOGUS POINT CT, COOL, CA 95614-2221 |
| Document Number | 0000018681 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019-0018681 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: El Dorado County assessment roll, as of August 18, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,940.00 (+6%) | $543,660 (+19.31%) Land $102,000 Building $441,660 |
| 2024 | $5,604.00 (+16.29%) | |
| 2023 | $4,819.00 (+1.52%) | $455,683 Land $144,746 Building $310,937 |
| 2022 | $4,747.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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