20757 E Cape Horn Rd, Bayview, ID 83803 Property Records

Kootenai County property record for 20757 E Cape Horn Rd, Bayview, ID 83803

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,477 sqft · built 2020
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010200030150`

Property Details

APN / Parcel Number

Primary APN	`010200030150`
Alternative APN	`107706`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Basement Area	628 sqft
Finished Basement	628 sqft

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,453 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	107706
Street Address	20757 E CAPE HORN RD
City	BAYVIEW
State	ID
Zip	83803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE HORN SUB, LT 15 BLOCK 3, UNDIV INT IN CAPE HORN CIRCLE (PRIVATE) [IN GL1] 54N02W36
Legal Subdivision	CAPE HORN SUB
Legal Block	3
Legal Lot Number	15
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3000
Census Tract	203

Owner

20757 E Cape Horn Rd is owned by an individual who acquired it in May 2025.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1066, ATHOL, ID 83801-1066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Apr 11, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE KOOTENA
Apr 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025
Deed Sale	May 27, 2025
Prior Sale	Jun 27, 2023
Deed Document Number	3003812000
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	20757 E CAPE HORN RD, BAYVIEW, ID 83803
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 W 23RD AVE, SPOKANE, WA 99203-1913

Mortgage

Document Number	2867083000
Date	Oct 22, 2021
Instrument	2867083000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 27, 2023
Property Address	20757 E CAPE HORN RD, BAYVIEW, ID 83803
Document Number	2940469000
Map Reference	MB E PG 109
Instrument Date	Jun 26, 2023
Instrument	2940469000
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S SKYVIEW DR, SPOKANE, WA 99203-2835

Mortgage

Document Number	2940470000
Date	Jun 27, 2023
Instrument	2940470000

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 11, 2017
Property Address	20757 E CAPE HORN RD, BAYVIEW, ID 83803
Document Number	2589791000
Map Reference	MB E PG 109
Instrument Date	Apr 5, 2017
Instrument	2589791000
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE KOOTENA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 W 23RD AVE, SPOKANE, WA 99203-1913

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 11, 2017
Property Address	20757 E CAPE HORN RD, BAYVIEW, ID 83803
Document Number	2589791000
Map Reference	MB E PG 109
Instrument Date	Apr 5, 2017
Instrument	2589791000
Transaction Type	Transfer
Record Updated	Jun 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 W 23RD AVE, SPOKANE, WA 99203-1913

Tax Assessment & Valuation

The 2025 property tax bill for 20757 E Cape Horn Rd was $2,666, up 13% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 (+13.01%)	$743,200 Land $487,500 Building $255,700	$743,200 Land $487,500 Building $255,700
2024	$2,359.00 (-0.17%)
2023	$2,363.00	$595,900 (+8.05%) Land $345,000 Building $250,900	$595,900 (+8.05%) Land $345,000 Building $250,900
2022		$551,529 Land $262,994 Building $288,535	$551,529 Land $262,994 Building $288,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20757 E Cape Horn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20757 E Cape Horn Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Cape Horn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures