Loudoun County property record for 20757 Cross Timber Dr, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,902 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,224 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-19-5255-000 |
| Primary APN | 153-19-5255-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20757 CROSS TIMBER DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-4493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BELMONT RIDGE PH.7 LOT 77 1745--2267 1454--1735 |
| Legal Subdivision | BELMONT RIDGE PH.7 |
| Legal Phase | 7 |
| Legal Block | 4 |
| Legal Lot Number | 77 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 611004 |
20757 Cross Timber Dr is owned and occupied by an individual who acquired it in September 2025.
Source: Loudoun County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit APPLE FCU |
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jan 20, 2026 | Deed of Trust, Mortgage · Loan Assumption FLAGSTAR BANK FSB |
| Jan 20, 2026 | Gift Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 20, 2026 | Gift Deed, Transfer · Loan Assumption FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2025 |
| Transfer Doc | 0000003084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | HAMPTON TITLE LLC, CHAMPION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012543 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 20260313-0012543 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027876 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 202103080027876 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003085 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 20260120-0003085 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2040 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 20, 2026 |
| Property Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Number | 0000003084 |
| Map Reference | MB 1404 PG 388 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20260120-0003084 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 20, 2026 |
| Property Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Number | 0000003084 |
| Map Reference | MB 1404 PG 388 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20260120-0003084 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20757 CROSS TIMBER DR, ASHBURN, VA 20147-4493 |
| Document Number | 0000003085 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 20260120-0003085 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2040 |
The 2026 property tax bill for 20757 Cross Timber Dr was $6,224, up 0.4% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,224.00 (+0.39%) | $773,260 (+0.39%) Land $269,900 Building $503,360 | $773,260 (+0.39%) Land $269,900 Building $503,360 |
| 2025 | $6,200.00 | $770,240 Land $269,900 Building $500,340 | $770,240 Land $269,900 Building $500,340 |
| 2023 | $6,088.00 | $695,880 Land $244,900 Building $450,980 | $695,880 Land $244,900 Building $450,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20757 Cross Timber Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20757 Cross Timber Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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