2075 Timberneck Dr, Owings, MD 20736 Property Records

Calvert County property record for 2075 Timberneck Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,934 sqft · built 2006
Lot Size	0.765 acres (33,338 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (May 2022)
Tax Bill	$10,224 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-130408`

Property Details

APN / Parcel Number

Primary APN	`02-130408`
Alternative APNs	`2130408` `130408`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,934 sqft Total Area
Basement Area	1,237 sqft
Finished Basement	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	33,338 sqft (0.765 acres)
Garage Type	Mixed
Garage Area	999 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	516 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130408
Street Address	2075 TIMBERNECK DR
City	OWINGS
State	MD
Zip	20736-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 10 PLAT 2 TIMBERNECK
Legal Subdivision	TIMBERNECK 02
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

2075 Timberneck Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE DEPARTMENT FCU
May 5, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Sep 9, 2009 · Amount on File
Deed Book / Page	6276 / 42
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059570430
Date	May 11, 2021
Book Page	5957/430

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337

Mortgage

Document Number	0056700219
Date	Aug 17, 2020
Book Page	5670/219

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 16, 2030

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 5, 2022
Property Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337
Document Number	0062760042
Book / Page	6276 / 42
Map Reference	MB KPS 1 PG 348
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337

Mortgage

Document Number	0000627651
Date	May 5, 2022
Instrument	6276/51

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2075 TIMBERNECK DR, OWINGS, MD 20736-4337
Document Number	0056420101
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2075 TIMBERNECK DR OWINGS MD 207364337, OWINGS, MD 20736-4337

Mortgage

Document Number	0056420101
Date	Jul 15, 2020
Book Page	005642/000101

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2075 Timberneck Dr was $10,224 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$959,367	$1,024,100 Land $186,000 Building $838,100
2025	$10,224.00
2023	$8,331.00	$801,867	$927,000 Land $186,000 Building $741,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2075 Timberneck Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 Timberneck Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timberneck Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures