2075 Swailes Rd, Troy, OH 45373 Property Records

Miami County property record for 2075 Swailes Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,156 sqft · built 1987
Lot Size	0.927 acres (40,380 sqft)
Owner	2 Individual Names on File
Last Sale	$37,800 (Mar 2016)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C06-044660`

Property Details

APN / Parcel Number

Primary APN	`C06-044660`
Alternative APNs	`050631.4-07-029-00` `C06CC031B06403`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	2,408 sqft
Upper Floors Area	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	40,380 sqft (0.927 acres)
Garage Type	Mixed
Garage Area	1,632 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	339 sqft
Canopy	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2075 SWAILES RD
City	TROY
State	OH
Zip	45373-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-31 SE COR SE
Legal Range	06
Legal Township	05
Legal Section	31
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1029
Census Tract	365302

Owner

2075 Swailes Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Miami County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 SWAILES RD, TROY, OH 45373-9248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Prior Sale	Apr 1, 1987 · Amount on File
Deed Document Number	2016OR-03355
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2075 SWAILES RD, TROY, OH 45373-9248
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SWAILES RD, TROY, OH 45373-9248

Mortgage

Document Number	0000002389
Date	Mar 7, 2023
Instrument	2023OR-02389

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2075 SWAILES RD, TROY, OH 45373-9248
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SWAILES RD, TROY, OH 45373-9248

Mortgage

Document Number	0000000018
Date	Jan 4, 2021
Instrument	2021OR-00018

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2075 Swailes Rd was $4,552 with a homeowner's exemption, up 1.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,552.00 (+1.77%) Homeowner's exemption	$132,230 (+14.89%) Land $16,870 Building $115,360	$377,800 Land $48,200 Building $329,600
2024	$4,473.00 (+2.05%) Homeowner's exemption	$115,090 (-) Land $14,810 Building $100,280
2023	$4,383.00 (+16.97%) Homeowner's exemption	$115,090 (-) Land $14,810 Building $100,280	$328,800 (-) Land $42,300 Building $286,500
2022	$3,747.00 Homeowner's exemption	$115,090 Land $14,810 Building $100,280	$328,800 Land $42,300 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2075 Swailes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 Swailes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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