Elko County property record for 2075 Pratt Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1,586 sqft · built 2003 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $420,000 (Apr 2014) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-005-007 |
| Primary APN | 083-005-007 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 3,790 sqft |
| Basement Area | 1,586 sqft |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 130,244 sqft (2.99 acres) |
| Garage Type | Mixed |
| Garage Area | 3,018 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2075 PRATT DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 1B FILE 487161,LOCATED IN THE NE4SW4 OF,MDB&M,FORMERLY A PORTION OF 083-005-001 |
| Legal Range | 55 |
| Legal Township | 34 |
| Legal Section | 07 |
| Legal Subdivision | CRESTVIEW SUBDIVISION |
| Legal Lot Number | 1B |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1499 |
| Census Tract | 950702 |
Source: Elko County records · APN 083-005-007
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 195 MOUNTAIN CITY HWY UNIT 5, 5, ELKO, NV 89801-9515 |
| Date | Document |
|---|---|
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on Record |
| Deed Sale | Apr 17, 2014 · Amount on Record |
| Prior Sale | Nov 06, 2005 · Amount on Record |
| Deed Document Number | 685304 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2075 PRATT DR, ELKO, NV 89801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000776530 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 776530 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2075 PRATT DR, ELKO, NV 89801 |
| Document Number | 0000763921 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2075 PRATT DR ELKO NV 89801, ELKO, NV 89801 |
| Document Number | 0000763921 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 763921 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 01, 2040 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (+14.58%) | $140,045 (+4.35%) Land $29,040 Building $111,005 | $400,128 (+4.35%) Land $82,971 Building $317,157 |
| 2023 | $3,272.00 (+2.99%) | $134,213 (+13.15%) Land $29,040 Building $105,173 | $383,465 (+13.15%) Land $82,971 Building $300,494 |
| 2022 | $3,177.00 | $118,615 Land $29,040 Building $89,575 | $338,900 Land $82,971 Building $255,929 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Extreme above 98.3% of the US · above 94% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: JAB Wireless.
Based on FCC filings for 35 locations within half a mile of this property.
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