2075 Phillips Rd, Sandy Ridge, NC 27046 Property Records

Stokes County property record for 2075 Phillips Rd, Sandy Ridge, NC 27046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1977
Lot Size	9.54 acres (415,562 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2021)
Tax Bill	$1,713 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`696800507454`

Property Details

APN / Parcel Number

Primary APN	`696800507454`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,810 sqft Heated Area
Basement Area	1,810 sqft
Unfinished Basement	1,810 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	415,562 sqft (9.54 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Street Address	2075 PHILLIPS RD
City	SANDY RIDGE
State	NC
Zip	27046-7110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	DIST:1 CITY/MUNI/TWP:BEAVER ISLAND TWP
Jurisdiction	STOKES NC
Township / Civil Division	BEAVER ISLAND
Census Block Group	2
Census Block	2000
Census Tract	70101

Owner

Source: Stokes County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2075 PHILLIPS RD, SANDY RIDGE, NC 27046-7110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	0007381226
Deed Book / Page	738 / 1226
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	2075 PHILLIPS RD, SANDY RIDGE, NC 27046-7110
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 PHILLIPS RD, SANDY RIDGE, NC 27046-7110

Mortgage

Document Number	00794/1491
Date	Oct 15, 2025
Book Page	794/1491
Instrument	5196

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Aug 3, 2021
Property Address	2075 PHILLIPS RD, SANDY RIDGE, NC 27046-7110
Document Number	738/1226
Book / Page	738 / 1226
Instrument Date	Jul 19, 2021
Instrument	4732
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 CALVARY LN, 179, MOUNTAIN CITY, TN 37683-4308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 PHILLIPS RD, SANDY RIDGE, NC 27046-7110

Mortgage

Document Number	4733
Date	Aug 3, 2021
Instrument	4733

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,713.00	$231,500 (-) Land $42,400 Building $189,100	$231,500 (-) Land $42,400 Building $189,100
2022	$1,713.00	$231,500 Land $42,400 Building $189,100	$231,500 Land $42,400 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wilkes Telephone Membership Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Phillips Rd

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