2075 N Pantops Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2075 N Pantops Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1982
Lot Size	1.66 acres (72,440 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Dec 2021)
Tax Bill	$6,074 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078A0-02-00-01700`

Property Details

APN / Parcel Number

Primary APN	`078A0-02-00-01700`
Alternative APN	`33396`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	72,440 sqft (1.66 acres)

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	369 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2075 N PANTOPS DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	ASHCROFT 2 17 PH I
Legal Subdivision	ASHCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2016
Census Tract	10501

Owner

2075 N Pantops Dr is owned and occupied by an individual who bought it in December 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	202119865
Deed Book / Page	5648 / 344
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 2, 2021
Property Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Document Number	005648/344
Book / Page	5648 / 344
Map Reference	MB 703 PG 685
Instrument Date	Nov 9, 2021
Instrument	2021-00019865
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647

Mortgage

Document Number	202100019866
Date	Dec 2, 2021
Instrument	2021-00019866

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Document Number	0000010150
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2075 N PANTOPS DR CHARLOTTESVILLE VA 229118647, CHARLOTTESVILLE, VA 22911-8647

Mortgage

Document Number	0000010150
Date	Aug 4, 2020
Book Page	005363/000150
Instrument	10150

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Document Number	0000002386
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2075 N PANTOPS DR CHARLOTTESVILLE VA 229118647, CHARLOTTESVILLE, VA 22911-8647

Mortgage

Document Number	0000002386
Date	Mar 9, 2018
Book Page	005021/000215
Instrument	2386

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2075 N PANTOPS DR, CHARLOTTESVILLE, VA 22911-8647
Document Number	0000001576
Book / Page	004874 / 000375
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2075 N PANTOPS DR CHARLOTTESVILLE VA 229118647, CHARLOTTESVILLE, VA 22911-8647

Mortgage

Document Number	0000001576
Date	Feb 6, 2017
Book Page	004874/000375
Instrument	1576

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MA 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2075 N Pantops Dr was $6,074, up 3.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,074.00 (+3.53%)	$679,400 (+3.52%) Land $189,000 Building $490,400	$679,400 (+3.52%) Land $189,000 Building $490,400
2025	$5,867.00	$656,300 Land $187,900 Building $468,400	$656,300 Land $187,900 Building $468,400
2023	$4,725.00	$553,300 Land $165,300 Building $388,000	$553,300 Land $165,300 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2075 N Pantops Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 N Pantops Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Ting.

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