2075 Co Rd 75, Lafayette, AL 36862 Property Records

Chambers County property record for 2075 Co Rd 75, Lafayette, AL 36862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,672 sqft · built 2007
Lot Size	3.08 acres (134,165 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2020)
Tax Bill	$764 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-15-02-03-0-000-003.011`

Property Details

APN / Parcel Number

Primary APN	`12-15-02-03-0-000-003.011`
Alternative APNs	`1502030000003011` `453980`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	134,165 sqft (3.08 acres)
Lot Dimensions	416 ft deep x 370 ft wide
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	453980
Street Address	2075 COUNTY ROAD 75
City	LAFAYETTE
State	AL
Zip	36862-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SW1/4 OF SE1/4, RUN N'LY415.71' TO CO. ROAD 75, SE'LY ALONG ROAD 369.5', S334.63', W357.6' TO P.O.B., IN SW1
Legal Range	26
Legal Township	21
Legal Section	03
Jurisdiction	CHAMBERS AL
Township / Civil Division	LA FAYETTE
Census Block Group	4
Census Block	4050
Census Tract	954002

Owner

2075 Co Rd 75 is owned and occupied by an individual who bought it in July 2020.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2075 COUNTY ROAD 75, LAFAYETTE, AL 36862-5440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 7, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Book / Page	2020 / 2645
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	2075 COUNTY ROAD 75, LAFAYETTE, AL 36862-5440
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2O75 COUNTRY ROAD 154, 154, LAFAYETTE, AL 36862

Mortgage

Document Number	2021/807
Date	Mar 4, 2021
Book Page	2021/807

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 7, 2020
Property Address	2075 COUNTY ROAD 75, LAFAYETTE, AL 36862-5440
Document Number	02020/2645
Book / Page	2020 / 2645
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 SPRINGVALE DR, 1305, LAFAYETTE, AL 36862

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2075 COUNTY ROAD 75, LAFAYETTE, AL 36862-5440

Mortgage

Document Number	0020202646
Date	Jul 7, 2020
Instrument	2020/2646

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2075 Co Rd 75 was $764 with a homeowner's exemption, up 7.8% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$764.00 (+7.76%) Homeowner's exemption
2025	$709.00	$36,720 (+1%) Land $3,240 Building $33,480	$183,600 (+0.01%) Land $16,200 Building $167,400
2024	$709.00 Additional exemption filed	$18,360 (-) Land $1,620 Building $16,740	$183,590 (-) Land $16,180 Building $167,410
2023	$709.00 Additional exemption filed	$18,360 (-) Land $1,620 Building $16,740	$183,590 (-) Land $16,180 Building $167,410
2022	$709.00 Additional exemption filed	$18,360 Land $1,620 Building $16,740	$183,590 Land $16,180 Building $167,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2075 Co Rd 75 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 Co Rd 75 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 75

Nearby Streets

All Lafayette, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures