2075 Cairo Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 2075 Cairo Rd, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,169 sqft · built 1975
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Nov 2016)
Tax Bill$2,038 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN083127 03800

Property Details

APN / Parcel Number

Primary APN083127 03800
Alternative APN
  • 127 03800

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,169 sqft Living Area
Gross Area3,874 sqft
1st Floor Area2,169 sqft
Basement Area1,389 sqft
Finished Basement1,269 sqft
Unfinished Basement120 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area261,360 sqft (6 acres)
TerrainRolling
DrivewayDriveway
Driveway Area6,450 sqft

Exterior Amenities

PorchSlab
Porch Area216 sqft
Deck Area72 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2075 CAIRO RD
CityGALLATIN
StateTN
Zip37066-8404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionDISTRICT: 02, COUNTY AREA: D00
JurisdictionSUMNER TN
Township / Civil Division3
Census Block Group1
Census Block1014
Census Tract20603

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2075 CAIRO RD, GALLATIN, TN 37066-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2016 · Amount on Record
Deed SaleNov 16, 2016 · Amount on Record
Prior SaleMay 14, 2014 · Amount on Record
Deed Document Number20161175784
Deed Book / Page4425 / 522
Prior Transfer DateMar 16, 2004
Prior Transfer Doc0019820438
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address2075 CAIRO RD, GALLATIN, TN 37066-8404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046080213
DateSep 18, 2017
Book Page4608/213
Instrument1208508
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueSep 6, 2032

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,038.00 (+13.85%)$143,425 (+80.41%) Land $56,250 Building $87,175
2024$573,700 (+80.41%) Land $225,000 Building $348,700
2023$1,790.00 (-0.44%)$79,500 (-) Land $43,325 Building $36,175
2022$1,798.00$79,500 Land $43,325 Building $36,175
2021$318,000 Land $173,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims9 (2002–2019)
Claims Outside the SFHA8 of 9
Most Recent ClaimFeb 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASTALIAN SPRINGS-BETHPAGE U.D.
serves 14,555 people · EPA ID TN0000097
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cumberland Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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