Clay County property record for 2075 355th St, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,419 sqft · built 1959 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,612 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963714200004 |
| Primary APN | 963714200004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,419 sqft Living Area |
| Basement Area | 2,419 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 2,419 sqft |
| Game Room | Game Room |
| Sunroom | Sunroom |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 60 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 2075 355TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | NE NE |
| Legal Range | 37W |
| Legal Township | 96N |
| Legal Section | 14 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | RIVERTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 80302 |
2075 355th St, a rural home, is owned and occupied by two individuals.
Source: Clay County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 462, SPENCER, IA 51301-0462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2075 355th St was $5,612 with a homeowner's exemption, up 3% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,612.00 (+2.97%) Homeowner's exemption | $507,870 Land $52,120 Building $455,750 | $507,870 Land $52,120 Building $455,750 |
| 2024 | $5,450.00 | ||
| 2023 | $465,880 (+19.56%) Land $38,170 Building $427,710 | $465,880 Land $38,170 Building $427,710 | |
| 2022 | $5,078.00 Homeowner's exemption Additional exemption filed | $389,670 Land $30,950 Building $358,720 | |
| 2021 | $389,670 Land $30,950 Building $358,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2075 355th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2024) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2075 355th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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