2075 215th St, Independence, IA 50644 Property Records

Buchanan County property record for 2075 215th St, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,636 sqft · built 2023
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,566 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0635200012`

Property Details

APN / Parcel Number

Primary APN	`0635200012`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area
Basement Area	878 sqft
Unfinished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	108,029 sqft (2.48 acres)
Garage Area	575 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2075 215TH ST
City	INDEPENDENCE
State	IA
Zip	50644-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-89-9SE SW NE EX W2 43'
Legal Range	9W
Legal Township	89N
Legal Section	35
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2028
Census Tract	950500

Owner

2075 215th St is owned and occupied by two individuals who acquired it in August 2021.

Source: Buchanan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 215TH ST, INDEPENDENCE, IA 50644-9263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Construction Mortgage VERIDIAN CU
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000003080
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2075 215TH ST, INDEPENDENCE, IA 50644-9263
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01814
Date	Jul 3, 2023
Instrument	2023R01814

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2075 215TH ST, INDEPENDENCE, IA 50644-9263
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02408
Date	Jul 20, 2022
Instrument	2022R02408

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2075 215TH ST, INDEPENDENCE, IA 50644-9263
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00036
Date	Jan 6, 2021
Instrument	2021R00036

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	48 Months
Due	Jan 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2075 215th St was $7,566.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,566.00	$642,140 Land $75,000 Building $567,140	$642,140 Land $75,000 Building $567,140
2023	$298.00	$18,580 Land $3,680 Building $14,900	$18,580 Land $3,680 Building $14,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2075 215th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1979–2013)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 8 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 215th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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