20746 Madison Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20746 Madison Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,683 sqft · built 1946
Lot Size	4.22 acres (183,823 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2017)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 010 002 000`

Property Details

APN / Parcel Number

Primary APN	`05 010 002 000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Total Area
1st Floor Area	1,683 sqft
Basement Area	1,005 sqft
Finished Basement	571 sqft
Unfinished Basement	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1957
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	183,823 sqft (4.22 acres)
Garage Type	Mixed
Garage Area	2,328 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20746 MADISON AVE
City	BIG RAPIDS
State	MI
Zip	49307-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T15N R10W PART OF NW 1/4 SW 1/4 BEG AT SE COR TH N 495 FT TH N 86 DEG 52 M W 371.25 FT TH S 0 DEG 29 M W 301.68 FT TH
Legal Range	10W
Legal Township	15N
Legal Section	10
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4004
Census Tract	960500

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20746 MADISON AVE, BIG RAPIDS, MI 49307-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN CU
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU
Oct 30, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	20178158
Deed Book / Page	881 / 1
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	00880/2457
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	20746 MADISON AVE, BIG RAPIDS, MI 49307-9755
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00908/1296
Date	Jan 4, 2021
Book Page	908/1296
Instrument	202100000040

Lender

Name	WEST MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2040

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Nov 3, 2017
Property Address	20746 MADISON AVE, BIG RAPIDS, MI 49307-9755
Document Number	00881/0001
Book / Page	881 / 0001
Instrument Date	Oct 31, 2017
Instrument	201700008158
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20726 MADISON AVE, BIG RAPIDS, MI 49307-9755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20726 MADISON AVE, BIG RAPIDS, MI 49307-9755
Investor	Possibly a Property Investor

Mortgage

Document Number	201700008159
Date	Nov 3, 2017
Instrument	201700008159

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 30, 2017
Property Address	20746 MADISON AVE, BIG RAPIDS, MI 49307-9755
Document Number	00880/2457
Book / Page	880 / 2457
Instrument Date	Sep 5, 2017
Instrument	201700008040
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26173 IMPERIAL HEIGHTS RD, MICHIGAMME, MI 49861-9060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20746 MADISON AVE, BIG RAPIDS, MI 49307-9755

Mortgage

Document Number	201700008042
Date	Oct 30, 2017
Instrument	201700008042

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,400 (+12.12%)	$262,800 (+12.12%)
2025	$2,385.00 (+2.19%) Homeowner's exemption	$117,200 (+16.73%)	$234,400 (+16.73%)
2024	$2,334.00
2023		$100,400	$200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Point Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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