20745 Mossy Oak Pl, Sturgis, SD 57785 Property Records

Meade County property record for 20745 Mossy Oak Pl, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	2 bd · built 2008
Lot Size	9.94 acres (432,986 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,776 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.70.09`

Property Details

APN / Parcel Number

Primary APN	`17.70.09`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	432,986 sqft (9.94 acres)

Location & Zoning

Street Address	20745 MOSSY OAK PL
City	STURGIS
State	SD
Zip	57785-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED CROSS ADDN LOT 9
Legal Range	06
Legal Township	05
Legal Section	16
Legal Subdivision	CROSS ADDN
Legal Lot Number	9
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	2
Census Block	2019
Census Tract	20302

Owner

20745 Mossy Oak Pl is owned and occupied by two individuals who acquired it in February 2015.

Source: Meade County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20745 MOSSY OAK PL, STURGIS, SD 57785-6614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP INC
May 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2015
Transfer Doc	00853/1402
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	20745 MOSSY OAK PL, STURGIS, SD 57785-6614
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00927/1756
Date	May 19, 2020
Book Page	927/1756
Instrument	20002964

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	May 19, 2020
Property Address	20745 MOSSY OAK PL, STURGIS, SD 57785-6614
Document Number	00916/1454
Book / Page	916 / 1454
Map Reference	MB 21 PG 262
Instrument Date	May 19, 2020
Instrument	20002963
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20745 MOSSY OAK PL, 20745, STURGIS, SD 57785-6614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20745 MOSSY OAK PL, STURGIS, SD 57785-6614

Tax Assessment & Valuation

The 2025 property tax bill for 20745 Mossy Oak Pl was $5,776, up 1.6% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,966 (+3.02%) Land $136,399 Building $470,567	$606,966 (+3.02%) Land $136,399 Building $470,567
2025	$5,776.00 (+1.6%) Additional exemption filed	$589,175 Land $118,608 Building $470,567	$589,175 Land $118,608 Building $470,567
2024	$5,685.00
2023		$471,339 Land $94,886 Building $376,453
2022	$4,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20745 Mossy Oak Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20745 Mossy Oak Pl is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 89% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T.

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