20745 Keystone Ln, Harrah, OK 73045 Property Records

Oklahoma County property record for 20745 Keystone Ln, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2023
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 2024)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2137-21-818-1380`

Property Details

APN / Parcel Number

Primary APN	`2137-21-818-1380`
Alternative APNs	`R218181380` `218181380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R218181380
Street Address	20745 KEYSTONE LN
City	HARRAH
State	OK
Zip	73045-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSH CREEK SEC 3 BLK 009 LOT 008
Legal Subdivision	BRUSH CREEK SEC 3
Legal Block	009
Legal Lot Number	008
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	109003

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20745 KEYSTONE LN, HARRAH, OK 73045-5010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jan 23, 2023	Deed of Trust, Mortgage · Construction Mortgage BANCFIRST
Jul 18, 2024	Warranty Deed, Transfer · FHA Mortgage STRIDE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Deed Document Number	202493444
Deed Book / Page	15812 / 365
Prior Transfer Date	Jan 23, 2023
Prior Transfer Doc	0000009546
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20745 KEYSTONE LN, HARRAH, OK 73045-5010
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001078149
Date	May 18, 2022
Book Page	15159/511
Instrument	2022051801078149

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73126

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 10, 2025

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20745 KEYSTONE LN, HARRAH, OK 73045-5010
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001009547
Date	Jan 23, 2023
Book Page	15371/1703
Instrument	2023012301009547

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73126

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	28 Months
Due	May 10, 2025

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 18, 2024
Property Address	20745 KEYSTONE LN, HARRAH, OK 73045-5010
Document Number	0001093444
Book / Page	15812 / 365
Instrument Date	Jul 12, 2024
Instrument	2024071801093444
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20745 KEYSTONE LN, HARRAH, OK 73045-5010

Mortgage

Document Number	0001093445
Date	Jul 18, 2024
Instrument	2024071801093445

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,431.00 (+6,762%)	$31,020 (+6,732.6%) Land $6,600 Building $24,420	$282,000 (+6,723.13%) Land $60,000 Building $222,000
2024	$50.00 (+13.64%)
2023	$44.00	$454 Land $454	$4,133 Land $4,133

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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