Loudoun County property record for 20745 Breezy Point Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,135 sqft · built 1992 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jan 2022) |
| Tax Bill | $5,014 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-18-7850-000 |
| Primary APN | 006-18-7850-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,135 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 492 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Porch | Enclosed Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20745 BREEZY POINT TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7456 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.10A LOT 704 200312180164513 |
| Legal Subdivision | CASCADES |
| Legal Block | 3 |
| Legal Lot Number | 704 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611209 |
20745 Breezy Point Ter, a townhouse, is owned and occupied by two individuals who bought it in January 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20745 BREEZY POINT TER, STERLING, VA 20165-7456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on File |
| Deed Sale | Jan 18, 2022 · Amount on File |
| Prior Sale | Dec 18, 2003 · Amount on File |
| Deed Document Number | 20223276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 18, 2022 |
| Property Address | 20745 BREEZY POINT TER, STERLING, VA 20165-7456 |
| Document Number | 0000003276 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 202201180003276 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | RATIFIED TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20745 BREEZY POINT TER, STERLING, VA 20165-7456 |
| Document Number | 0000003277 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 202201180003277 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20745 BREEZY POINT TER, STERLING, VA 20165-7456 |
| Document Number | 20181016060257 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20181016060257 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 60257 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20745 Breezy Point Ter was $5,014.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,014.00 | $622,880 Land $228,500 Building $394,380 | $622,880 Land $228,500 Building $394,380 |
| 2023 | $4,765.00 | $544,650 Land $178,500 Building $366,150 | $544,650 Land $178,500 Building $366,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20745 Breezy Point Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20745 Breezy Point Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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