St. Mary's County property record for 20744 Piney Point Rd, Callaway, MD 20620 · Last verified August 2026
| Property Type | Commercial |
|---|---|
| Details | 2.5 ba · 3,657 sqft · built 1957 |
| Lot Size | 0.583 acres (25,395 sqft) |
| Owner | Company Name on File |
| Last Sale | $815,000 (Nov 2021) |
| Tax Bill | $6,672 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-011123 |
| Primary APN | 02-011123 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,657 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,395 sqft (0.583 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011123 |
|---|---|
| Street Address | 20744 PINEY POINT RD |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2111 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 25395 SF E/S ROUTE 249 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 876102 |
Source: St. Mary's County records · APN 02-011123
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11925 CHESTERVILLE RD, KENNEDYVILLE, MD 21645-3565 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2021 · Amount on Record |
| Deed Sale | Nov 09, 2021 · Amount on Record |
| Prior Sale | Feb 24, 1986 · Amount on Record |
| Deed Book / Page | 5982 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 09, 2021 |
| Property Address | 20744 PINEY POINT RD, CALLAWAY, MD 20620-2111 |
| Document Number | 0059820028 |
| Book / Page | 5982 / 28 |
| Instrument Date | Sep 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11925 CHESTERVILLE RD, KENNEDYVILLE, MD 21645-3565 |
| Document Number | 0059820035 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 5982/0035 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,233 (-58.3%) | $212,900 (-64.53%) Land $212,900 | |
| 2025 | $6,672.00 (+27.89%) | ||
| 2023 | $5,217.00 | $463,333 | $600,200 Land $183,400 Building $416,800 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low above 38% of the US · above 78% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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